3507 Austin St, Gainesville, TX 76240 Property Records

Cooke County property record for 3507 Austin St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 2013
Lot Size	0.121 acres (5,249 sqft)
Owner	Individual Name on Record
Last Sale	$159,300 (Mar 2014)
Tax Bill	$5,135 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2132-001-00013`

Property Details

APN / Parcel Number

Primary APN	`2132-001-00013`
Alternative APN	`115220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,567 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	1,567 sqft
Flooring	Tile
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,249 sqft (0.121 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2132-001-00013
Street Address	3507 AUSTIN ST
City	GAINESVILLE
State	TX
Zip	76240-0488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHALMERS ESTATES; BLOCK 1; LOT 13; PHASE 1
Legal Subdivision	CHALMERS ESTATES
Legal Phase	1
Legal Block	1
Legal Lot Number	13
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3507 AUSTIN ST, GAINESVILLE, TX 76240-0488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2014 · Amount on Record
Deed Sale	Mar 4, 2014 · Amount on Record
Deed Document Number	201445271
Deed Book / Page	1921 / 189
Prior Transfer Date	Feb 25, 2014
Prior Transfer Doc	1921/0189
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Jul 8, 2026
Property Address	3507 AUSTIN ST, GAINESVILLE, TX 76240-0488
Document Number	0000005093
Book / Page	2794 / 728
Instrument Date	Jul 1, 2026
Instrument	20265093
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 AUSTIN ST, GAINESVILLE, TX 76240-0488

Mortgage

Document Number	0000005093,
Date	Jul 8, 2026
Book Page	2794/728
Instrument	20265093

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,135.00 (-4.11%)	$245,432 (-4.12%) Land $49,500 Building $195,932	$245,432 (-4.12%) Land $49,500 Building $195,932
2025	$5,355.00 (+10.41%)	$255,965 (+5.81%) Land $49,500 Building $206,465	$255,965 (+5.81%) Land $49,500 Building $206,465
2024	$4,850.00 (-1.36%)
2023		$241,910 Land $41,250 Building $200,660	$241,910 Land $41,250 Building $200,660
2022	$4,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1981–2015)
Claims Outside the SFHA	7 of 16
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 75% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20