3506 86th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3506 86th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,022 sqft · built 1974
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$343,679 (May 2026)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R80102`

Property Details

APN / Parcel Number

Primary APN	`R80102`
Alternative APN	`R7290000000001570000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	2,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3506 86TH ST
City	LUBBOCK
State	TX
Zip	79423-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE L 157
Legal Subdivision	RAINTREE
Legal Lot Number	157
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1007
Census Tract	10504

Owner

3506 86th St is owned and occupied by two individuals who bought it in May 2026.

Source: Lubbock County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3506 86TH ST, LUBBOCK, TX 79423-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Jan 1, 1984
Deed Document Number	202615975
Prior Transfer Date	Nov 6, 2003
Prior Transfer Doc	0000055073
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 1, 2026
Property Address	3506 86TH ST, LUBBOCK, TX 79423-2641
Document Number	0000015975
Instrument Date	Apr 28, 2026
Instrument	2026.15975
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	TRUE TITLE PARTNERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 86TH ST, LUBBOCK, TX 79423-2641

Mortgage

Document Number	0000015976,
Date	May 1, 2026
Instrument	2026..15976

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3506 86th St was $4,127, down 8.2% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,127.00 (-8.17%)	$233,275 Land $10,500 Building $222,775	$233,275 Land $10,500 Building $222,775
2024	$4,494.00 (-1.79%)
2023	$4,576.00 (+7.02%)	$246,228 Land $10,500 Building $235,728	$246,228 Land $10,500 Building $235,728
2022	$4,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3506 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3506 86th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20