Lubbock County property record for 3505 86th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,394 sqft · built 1973 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,342 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R80239 |
| Primary APN | R80239 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,394 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Area | 529 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3505 86TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | RAINTREE L 162 |
| Legal Subdivision | RAINTREE |
| Legal Lot Number | 1620 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10504 |
3505 86th St is owned and occupied by two individuals who acquired it in December 1986.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3505 86TH ST, LUBBOCK, TX 79423-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1986 |
| Deed Sale | Dec 1, 1986 |
| Deed Document Number | 0002378272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3505 86TH ST, LUBBOCK, TX 79423-2642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3505 86TH ST, LUBBOCK, TX 79423-2642 |
| Document Number | 0000031542 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022031542 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.36% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2025 property tax bill for 3505 86th St was $1,342 with a homeowner's exemption, down 3.1% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,342.00 (-3.1%) Homeowner's exemption | $268,170 Land $10,500 Building $257,670 | $268,170 Land $10,500 Building $257,670 |
| 2024 | $1,385.00 (-0.93%) | ||
| 2023 | $1,398.00 (-46.94%) Homeowner's exemption | $264,889 Land $10,500 Building $272,651 | $283,151 Land $10,500 Building $272,651 |
| 2022 | $2,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3505 86th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3505 86th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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