Escambia County property record for 3505 Silvertree Ln, Pensacola, FL 32504
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,395 sqft · built 1989 |
| Lot Size | 0.105 acres (4,561 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Jun 2026) |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1S-29-0500-003-003 |
| Primary APN | 16-1S-29-0500-003-003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 1,813 sqft |
| 1st Floor Area | 1,395 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,561 sqft (0.105 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12644056 |
|---|---|
| Street Address | 3505 SILVERTREE LN |
| City | PENSACOLA |
| State | FL |
| Zip | 32504-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ZL |
| Legal Description | LT 3 BLK C SILVERLEAF S/D PB 13 P 50 OR 7411 P 1617 OR 8511 P 1716 OR 9062 P 1285 OR 9053 P 1123 |
| Legal Range | 29W |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | SILVERLEAF S/D |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1101 |
Source: Escambia County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3505 SILVERTREE LN, PENSACOLA, FL 32504-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS |
| Jun 4, 2026 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS |
| Oct 11, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 20, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Sep 28, 2015 · Amount on Record |
| Deed Document Number | 202643861 |
| Deed Book / Page | 9502 / 1020 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 0090531123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 3505 SILVERTREE LN, PENSACOLA, FL 32504-4912 |
| Document Number | 0000043861 |
| Book / Page | 9502 / 1020 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202643861 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | HARPER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243,915.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3505 SILVERTREE LN, PENSACOLA, FL 32504-4912 |
| Document Number | 0000043862, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202643862 |
| Name | TRIDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 3505 SILVERTREE LN, PENSACOLA, FL 32504-4912 |
| Document Number | 0095021020 |
| Book / Page | 9502 / 1020 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202643861 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | HARPER TITLE CO LLC, HARPER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243,915.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3505 SILVERTREE LN, PENSACOLA, FL 32504-4912 |
| Document Number | 0000043862, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202643862 |
| Name | TRIDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Oct 11, 2023 |
| Property Address | 3505 SILVERTREE LN, PENSACOLA, FL 32504-4912 |
| Document Number | 0090531123 |
| Book / Page | 9053 / 1123 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023082509 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2633 SOUTHERN OAKS DR, CANTONMENT, FL 32533-3821 |
| Name | Verified Name |
|---|---|
| Address | 3570 BAXTER ST, JACKSONVILLE, FL 32222-2889 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 3505 SILVERTREE LN, PENSACOLA, FL 32504-4912 |
| Document Number | 0085111716 |
| Book / Page | 8511 / 1716 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021042714 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2633 SOUTHERN OAKS DR, 2633, CANTONMENT, FL 32533-3821 |
| Name | Verified Name |
|---|---|
| Address | 8362 FIRE FLY LN, JACKSONVILLE, FL 32244-6627 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,643.00 (-53.72%) | $137,157 (-25.12%) | $227,706 (+6.01%) Land $55,000 Building $172,706 |
| 2024 | $3,550.00 (+6.54%) | ||
| 2023 | $3,332.00 (+11.62%) | $183,162 (+1.42%) | $214,799 (+18.94%) Land $55,000 Building $159,799 |
| 2022 | $2,985.00 | $180,590 | $180,590 Land $38,000 Building $142,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 23 (1979–2020) |
| Claims Outside the SFHA | 14 of 23 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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