Escambia County property record for 3502 Silvertree Ln, Pensacola, FL 32504
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,130 sqft · built 1988 |
| Lot Size | 0.105 acres (4,556 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,000 (Aug 2026) |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1S-29-0500-002-002 |
| Primary APN | 16-1S-29-0500-002-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 1,394 sqft |
| 1st Floor Area | 1,130 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,556 sqft (0.105 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12644038 |
|---|---|
| Street Address | 3502 SILVERTREE LN |
| City | PENSACOLA |
| State | FL |
| Zip | 32504-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ZL |
| Legal Description | LT 2 BLK B SILVERLEAF S/D PB 13 P 50 OR 9100 P 629 |
| Legal Range | 29W |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | SILVERLEAF S/D |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1101 |
Source: Escambia County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST BANK |
| Apr 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Feb 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Aug 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2024 · Amount on Record |
| Deed Document Number | 202659754 |
| Deed Book / Page | 9531 / 209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Document Number | 0000059754 |
| Book / Page | 9531 / 209 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202659754 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200,788.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Document Number | 0000059755, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 9531/213 |
| Instrument | 202659755 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5642 TRISTAN CT, MILTON, FL 32583-5661 |
| Document Number | 0091360941 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 9136/941 |
| Instrument | 2024030669 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Feb 5, 2024 |
| Property Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Document Number | 0091000629 |
| Book / Page | 9100 / 629 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024008711 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4408 BELLWOOD CIR, MILTON, FL 32571-2055 |
| Name | Verified Name |
|---|---|
| Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Document Number | 0009100632 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 9100/632 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Document Number | 0081531134 |
| Book / Page | 8153 / 1134 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019074837 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SOUTHERN GUARANTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1117 FRIDGE DR, 1117, ATMORE, AL 36502-3147 |
| Name | Verified Name |
|---|---|
| Address | 3502 SILVERTREE LN, PENSACOLA, FL 32504-4911 |
| Document Number | 0081531135 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 8153/1135 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,886.00 (+115.41%) | $221,455 (+57.87%) Land $55,000 Building $166,455 | $221,455 (+18.19%) Land $55,000 Building $166,455 |
| 2024 | $1,804.00 (+4.22%) | ||
| 2023 | $1,731.00 (+3.22%) Homeowner's exemption | $140,276 (+3%) | $187,376 (+18.84%) Land $55,000 Building $132,376 |
| 2022 | $1,677.00 Homeowner's exemption | $136,191 | $157,673 Land $38,000 Building $119,673 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 23 (1979–2020) |
| Claims Outside the SFHA | 14 of 23 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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