3505 E Cumberland Ln, Crete, IL 60417 Property Records

Will County property record for 3505 E Cumberland Ln, Crete, IL 60417

Property Summary

Property TypeSingle Family Home
Details2,443 sqft · built 1989
Lot Size0.62 acres (26,882 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Sep 2016)
Tax Bill$10,394 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-16-08-303-018

Property Details

APN / Parcel Number

Primary APN23-16-08-303-018
Alternative APN
  • 16083030180000

Interior

Stories2 Stories
Building Area2,443 sqft Living Area
Basement Area1,383 sqft
Unfinished Basement1,383 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area26,882 sqft (0.62 acres)
Garage TypeAttached
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3505 E CUMBERLAND LN
CityCRETE
StateIL
Zip60417-1841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 IN WILLOWBROOK ESTATES UNIT 6, RESUB OF LOTS 9 AND 16 IN THE SUB OF THE NE1/4 OF SEC 7, AND ALSO PRT OF LOT 17 IN THE
Legal Range15E
Legal Township34N
Legal Section08
Legal SubdivisionWILLOWBROOK ESTATES
Legal Lot Number18
Legal Unit6
JurisdictionWILL IL
Township / Civil DivisionCRETE
Census Block Group2
Census Block2004
Census Tract883806

Owner

3505 E Cumberland Ln is owned and occupied by an individual who bought it in September 2016.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address3505 E CUMBERLAND LN, CRETE, IL 60417-1841
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2016 · Amount on File
Deed SaleSep 16, 2016 · Amount on File
Prior SaleJul 13, 1989 · Amount on File
Deed Document Number201672406
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address3505 E CUMBERLAND LN, CRETE, IL 60417-1841
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091749
DateOct 20, 2020
InstrumentR2020091749
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueOct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3505 E Cumberland Ln was $10,394.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionCrete Township
Unified School DistrictCrete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,394.00$119,338 (+5.5%) Land $22,425 Building $96,913$358,014 (+5.5%) Land $67,275 Building $290,739
2024$113,117 Land $21,256 Building $91,861$339,351 Land $63,768 Building $275,583
2022$9,014.00 Homeowner's exemption$89,767 Land $16,868 Building $72,899$269,301 Land $50,604 Building $218,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3505 E Cumberland Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1997–2026)
Claims Outside the SFHA3 of 4
Most Recent ClaimJul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 E Cumberland Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-WILLOWBROOK
private · serves 5,100 people · EPA ID IL1977870
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Bertram Communications
Fixed Wireless
100 / 20

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