Will County property record for 3403 E Cumberland Ln, Crete, IL 60417
| Property Type | Single Family Home |
|---|---|
| Details | 2,643 sqft · built 1988 |
| Lot Size | 0.57 acres (24,619 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,842 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-16-08-303-012 |
| Primary APN | 23-16-08-303-012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,643 sqft Living Area |
| Basement Area | 1,351 sqft |
| Unfinished Basement | 1,351 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 24,619 sqft (0.57 acres) |
| Street Address | 3403 E CUMBERLAND LN |
|---|---|
| City | CRETE |
| State | IL |
| Zip | 60417-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 IN WILLOWBROOK ESTATES UNIT 6, RESUB OF LOTS 9 AND 16 IN THE SUB OF THE NE1/4 OF SEC 7, AND ALSO PRT OF LOT 17 IN THE |
| Legal Range | 15E |
| Legal Township | 34N |
| Legal Section | 08 |
| Legal Subdivision | WILLOWBROOK ESTATES |
| Legal Lot Number | 12 |
| Legal Unit | 6 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 883806 |
3403 E Cumberland Ln is owned and occupied by an individual.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3403 E CUMBERLAND LN, CRETE, IL 60417-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · VA Mortgage M SQUARED FINANCIAL LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage M SQUARED FINANCIAL LLC |
| Jan 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage M SQUARED FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3403 E CUMBERLAND LN, CRETE, IL 60417-1829 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036241 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | R2021036241 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66206 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3403 E CUMBERLAND LN, CRETE, IL 60417-1829 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035623 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | R2021035623 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66206 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3403 E CUMBERLAND LN, CRETE, IL 60417-1829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007281 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | R2018007281 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 3403 E Cumberland Ln was $10,842.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Crete Township |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,842.00 | $132,140 (+5.5%) Land $21,195 Building $110,945 | $396,420 (+5.5%) Land $63,585 Building $332,835 |
| 2024 | $125,251 Land $20,090 Building $105,161 | $375,753 Land $60,270 Building $315,483 | |
| 2022 | $9,512.00 Homeowner's exemption Senior Citizen's exemption | $99,397 Land $15,943 Building $83,454 | $298,191 Land $47,829 Building $250,362 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3403 E Cumberland Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3403 E Cumberland Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-WILLOWBROOK private · serves 5,100 people · EPA ID IL1977870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Bertram Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures