Loudon County property record for 3504 Watkins Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,772 sqft · built 2008 |
| Lot Size | 5.57 acres (242,629 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Mar 2018) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-327.06 |
| Primary APN | 057-327.06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,772 sqft Living Area |
| Gross Area | 4,724 sqft |
| 1st Floor Area | 1,481 sqft |
| Upper Floors Area | 602 sqft |
| Attic | Attic |
| Attic Area | 520 sqft |
| Basement Area | 1,481 sqft |
| Finished Basement | 1,169 sqft |
| Unfinished Basement | 312 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | L-Shape |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 242,629 sqft (5.57 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Utility Building | 160 sqft |
| Pole Barn | 1,104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 3504 WATKINS RD |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 60502 |
Source: Loudon County records, as of January 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3504 WATKINS RD, LOUDON, TN 37774-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 2, 2026 | Intrafamily Transfer, Transfer CERTIFIED LAND TITLE COMPANY, CERTIFIED TITLE COMPANY |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Mar 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on Record |
| Deed Sale | Mar 26, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2006 · Amount on Record |
| Deed Document Number | 20182421 |
| Deed Book / Page | 402 / 102 |
| Last Transfer Date | Dec 29, 2025 |
| Transfer Doc | 00D492/554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jan 2, 2026 |
| Property Address | 3504 WATKINS RD, LOUDON, TN 37774-3520 |
| Document Number | 00D492/554 |
| Book / Page | D492 / 554 |
| Map Reference | CAB G SL 282 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 26000016 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CERTIFIED LAND TITLE COMPANY, CERTIFIED TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3504 WATKINS RD, LOUDON, TN 37774-3520 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 3504 WATKINS RD, LOUDON, TN 37774-3520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1447/483 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | T1447/483 |
| Instrument | 20002356 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | MELBOURNE, FL 32935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Mar 26, 2018 |
| Property Address | 3504 WATKINS RD, LOUDON, TN 37774-3520 |
| Document Number | D402/102 |
| Book / Page | D402 / 102 |
| Map Reference | CAB G SL 282 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 18002421 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | CERTIFIED TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3504 WATKINS RD, LOUDON, TN 37774-3520 |
| Document Number | 18002422 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 18002422 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 4, 2048 |
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,877.00 | $106,175 (-) Land $23,450 Building $82,725 | $424,700 (-) Land $93,800 Building $330,900 |
| 2024 | $1,877.00 | $106,175 (-) Land $23,450 Building $82,725 | |
| 2023 | $106,175 Land $23,450 Building $82,725 | ||
| 2021 | $424,700 Land $93,800 Building $330,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures