2952 Watkins Rd, Loudon, TN 37774 Property Records

Loudon County property record for 2952 Watkins Rd, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,372 sqft · built 2008
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Mar 2019)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053057 32702`

Property Details

APN / Parcel Number

Primary APN	`053057 32702`
Alternative APN	`057 32702`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	644 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2952 WATKINS RD
City	LOUDON
State	TN
Zip	37774-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	DISTRICT: 1
Legal Subdivision	RONALD CRAWLEY 04
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	60502

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3452 WATKINS RD, LOUDON, TN 37774
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 11, 2019	Special Warranty Deed, Transfer · ARM Y-12 FCU
Jul 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	19002097
Deed Book / Page	D0411 / 182
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2952 WATKINS RD, LOUDON, TN 37774-3519
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1566/541
Date	Nov 22, 2021
Book Page	T1566/541
Instrument	21015010

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 11, 2019
Property Address	2952 WATKINS RD, LOUDON, TN 37774-3519
Document Number	D0411/182
Book / Page	D0411 / 182
Map Reference	CAB G SL 353
Instrument Date	Jan 31, 2019
Instrument	19002097
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	SERVICELINK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3452 WATKINS RD, LOUDON, TN 37774-3574

Mortgage

Document Number	19002098
Date	Mar 11, 2019
Instrument	19002098

Lender

Name	Y-12 FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2024
Min Rate At Change	4%
Max Rate At Change	9.5%
Index	Other
Margin	2
Max Rate	9.5%

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 12, 2018
Property Address	2952 WATKINS RD, LOUDON, TN 37774-3519
Document Number	0000005759
Book / Page	000405 / 000211
Instrument Date	May 30, 2018
Instrument	5759
Transaction Type	Foreclosure
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$668.22
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00	$58,100 (-) Land $13,300 Building $44,800
2024	$1,027.00	$58,100 (-) Land $13,300 Building $44,800
2023		$58,100 Land $13,300 Building $44,800
2021			$232,400 Land $53,200 Building $179,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

2952 Watkins Rd, Loudon, TN 37774 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Watkins Rd

Nearby Streets

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