3504 Stardust Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3504 Stardust Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,362 sqft · built 2005
Lot Size	0.256 acres (11,192 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,077 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2020 Sale
APN	`06-5.0-22-004-000-191.032`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-191.032`

Interior

Building Area	1,362 sqft Base Area
1st Floor Area	1,362 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,192 sqft (0.256 acres)
Lot Dimensions	115 ft deep x 97.3 ft wide

Location & Zoning

Street Address	3504 STARDUST DR
City	SAINT JOSEPH
State	MO
Zip	64503-1395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE 2ND EXTENSION LOT:32 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE 2ND EXTENSION
Legal Lot Number	32
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

3504 Stardust Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3504 STARDUST DR, SAINT JOSEPH, MO 64503-1395
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Nov 13, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020
Deed Sale	Nov 13, 2020
Prior Sale	Jul 30, 2007 · Amount on File
Deed Document Number	202010784
Deed Book / Page	3755 / 599
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	003755/599
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Aug 20, 2026
Property Address	3504 STARDUST DR, SAINT JOSEPH, MO 64503-1395
Document Number	0000006909
Book / Page	3821 / 649
Instrument Date	Aug 8, 2026
Instrument	20266909
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 STARDUST DR, SAINT JOSEPH, MO 64503-1395

Mortgage

Document Number	0000006909,
Date	Aug 20, 2026
Book Page	3821/649
Instrument	20266909

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2046

Interest

Max Rate	-1%

November 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 13, 2020
Property Address	3504 STARDUST DR, SAINT JOSEPH, MO 64503-1395
Document Number	003755/599
Book / Page	3755 / 599
Instrument Date	Nov 9, 2020
Instrument	2020010784
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 JONES ST, SAINT JOSEPH, MO 64501-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 STARDUST DR, SAINT JOSEPH, MO 64503-1395

Tax Assessment & Valuation

The 2025 property tax bill for 3504 Stardust Dr was $2,077.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,077.00	$29,020 Land $4,180 Building $24,840	$152,760 Land $22,000 Building $130,760
2024	$2,077.00 (+16.03%)
2023	$1,790.00 (-0.67%)	$27,290 (-) Land $4,180 Building $23,110	$143,650 Land $22,000 Building $121,650
2022	$1,802.00	$27,290 Land $4,180 Building $23,110
2021			$143,650 Land $22,000 Building $121,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3504 Stardust Dr; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3504 Stardust Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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