3401 Stardust Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3401 Stardust Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 2004
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Trust Names on File
Last Sale	$66,500 (Dec 2025)
Tax Bill	$1,637 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Transfer + 2 more
APN	`06-5.0-22-004-000-191.050`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-191.050`

Interior

Building Area	1,214 sqft Base Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide

Location & Zoning

Street Address	3401 STARDUST DR
City	SAINT JOSEPH
State	MO
Zip	64503-1399
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE 2ND EXTENSION LOT:50 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE 2ND EXTENSION
Legal Lot Number	50
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1018
Census Tract	1800

Owner

3401 Stardust Dr is owner-occupied and held in a trust since December 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Intrafamily Transfer, Transfer · Line of Credit UNITED CONSUMERS CU
Dec 29, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Dec 3, 2021	Intrafamily Transfer, Transfer
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	202510727
Deed Book / Page	3814 / 637
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	003770/437
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Dec 29, 2025
Property Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399
Document Number	003814/637
Book / Page	3814 / 637
Instrument Date	Dec 18, 2025
Instrument	2025010727
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399

Mortgage

Document Number	2025010728
Date	Dec 29, 2025
Instrument	2025010728

Lender

Name	UNITED CONSUMERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Dec 29, 2025
Property Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399
Document Number	003814/639
Book / Page	3814 / 639
Instrument Date	Dec 18, 2025
Instrument	2025010729
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Dec 3, 2021
Property Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399
Document Number	003770/437
Book / Page	3770 / 437
Instrument Date	Dec 3, 2021
Instrument	2021013144
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 17, 2020
Property Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399
Document Number	0003752/53
Book / Page	3752 / 53
Instrument Date	Aug 14, 2020
Instrument	2020007224
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 STARDUST DR, SAINT JOSEPH, MO 64503-1399

Mortgage

Document Number	2020007225
Date	Aug 17, 2020
Instrument	2020007225

Lender

Name	UNITED CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Stardust Dr was $1,637.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,637.00	$23,840 Land $4,180 Building $19,660	$125,480 Land $22,000 Building $103,480
2024	$1,637.00 (+10.76%)
2023	$1,478.00 (-0.67%)	$22,480 (-) Land $4,180 Building $18,300	$118,300 Land $22,000 Building $96,300
2022	$1,488.00	$22,480 Land $4,180 Building $18,300
2021			$118,300 Land $22,000 Building $96,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3401 Stardust Dr; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Stardust Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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