3504 Perch Lake Rd, Bartow, FL 33830 Property Records

Polk County property record for 3504 Perch Lake Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2008
Lot Size	6.05 acres (263,582 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jul 2007)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`26-30-21-000000-014040`

Property Details

APN / Parcel Number

Primary APN	`26-30-21-000000-014040`
Alternative APNs	`213026000000014040` `13026000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	263,582 sqft
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,019 sqft
Carport	Carport
Carport Area	2,019 sqft
Porch	Screened/Unfinished Porch
Porch Area	424 sqft
Utility Building	152 sqft

Location & Zoning

Street Address	3504 PERCH LAKE RD
City	BARTOW
State	FL
Zip	33830-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 100 FT OF SW1/4 OF NE1/4 & S 100 FT OF N 200 FT OF SW1/4 OF NE1/4 LESS MAINT R/W
Legal Range	26E
Legal Township	30S
Legal Section	21
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1057
Census Tract	15302

Owner

3504 Perch Lake Rd is owned and occupied by an individual who bought it in July 2007.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3504 PERCH LAKE RD, BARTOW, FL 33830-8469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Aug 8, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2007 · Amount on File
Deed Sale	Jul 2, 2007 · Amount on File
Deed Document Number	2007140171
Deed Book / Page	7345 / 1514
Prior Transfer Date	Jun 27, 2007
Prior Transfer Doc	0000140171
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3504 PERCH LAKE RD, BARTOW, FL 33830-8469
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 PERCH LAKE RD, BARTOW, FL 33830-8469

Mortgage

Document Number	0000173310
Date	Jun 24, 2022
Book Page	12311/942
Instrument	2022173310

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	LAKELAND, FL 33813

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	3504 PERCH LAKE RD, BARTOW, FL 33830-8469
Document Number	0106051866
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 PERCH LAKE RD BARTOW FL 338308469, BARTOW, FL 33830-8469

Mortgage

Document Number	0106051866
Date	Sep 7, 2018
Book Page	010605/001866
Instrument	190998

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3504 Perch Lake Rd was $1,142 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,065 (+2.7%)	$237,661 (-20.53%) Land $33,205 Building $204,456
2025	$1,142.00 Homeowner's exemption	$128,593	$299,048 Land $92,100 Building $206,948
2023	$1,560.00 (+4.28%) Homeowner's exemption	$121,329 (+3%)	$296,424 (+22.29%) Land $79,410 Building $217,014
2022	$1,496.00 Homeowner's exemption	$117,795	$242,395 Land $43,758 Building $198,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3504 Perch Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	126.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1982–2005)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3504 Perch Lake Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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