3500 Perch Lake Rd, Bartow, FL 33830 Property Records

Polk County property record for 3500 Perch Lake Rd, Bartow, FL 33830

Property Summary

Property Type	Pasture
Details	3 bd · 2 ba · 2,270 sqft · built 2020
Lot Size	21.1 acres (921,730 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jan 2019)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-30-21-000000-014010`

Property Details

APN / Parcel Number

Primary APN	`26-30-21-000000-014010`
Alternative APNs	`213026000000014010` `13026000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,270 sqft Gross Area
1st Floor Area	2,270 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	921,730 sqft
View / Lot	Agricultural
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	418 sqft
Shed	1 Shed
Shed Area	1,368 sqft
Lean-To	504 sqft

Location & Zoning

Street Address	3500 PERCH LAKE RD
City	BARTOW
State	FL
Zip	33830-8469
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	SW1/4 OF NE1/4 LESS N 200 FT & LESS S 7 AC & LESS MAINT R/W & LESS BEG 231 FT N OF SW COR OF NE1/4 RUN N 559.82 FT N 40 DEG 32 MIN 06 SEC E 48.48 FT N 55 DEG 02 MIN 24 SEC E 56.90 FT N 85 DEG 38 MIN 33 SEC E 39.19 FT S 38 DEG 10 MIN 44 SEC E 98.81 FT
Legal Range	26E
Legal Township	30S
Legal Section	21
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1057
Census Tract	15302

Owner

3500 Perch Lake Rd, an agricultural property, is owned and occupied by two individuals who bought it in January 2019.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3500 PERCH LAKE RD, BARTOW, FL 33830-8469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Jun 1, 2020	Loan Modification, Mortgage · Conventional with PMI CENTERSTATE BK NA
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA
Jan 8, 2019	Warranty Deed, Transfer SMART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Nov 17, 2004 · Amount on File
Deed Document Number	20194938
Deed Book / Page	10718 / 2184
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	0000004938
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3500 PERCH LAKE RD, BARTOW, FL 33830-8469
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 E GEORGIA ST, BARTOW, FL 33830-6520

Mortgage

Document Number	0000179866
Date	Jul 13, 2021
Book Page	11798/939
Instrument	2021179866

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3500 PERCH LAKE RD, BARTOW, FL 33830-8469
Document Number	0113250833
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3500 PERCH LAKE RD BARTOW FL 338308469, BARTOW, FL 33830-8469

Mortgage

Document Number	0113250833
Date	Aug 6, 2020
Book Page	011325/000833
Instrument	158820

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	3500 PERCH LAKE RD, BARTOW, FL 33830-8469
Document Number	0112671018
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3500 PERCH LAKE RD BARTOW FL 338308469, BARTOW, FL 33830-8469

Mortgage

Document Number	0112671018
Date	Jun 16, 2020
Book Page	011267/001018
Instrument	119720

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3500 PERCH LAKE RD, BARTOW, FL 33830-8469
Document Number	0110180495
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3500 PERCH LAKE RD BARTOW FL 338308469, BARTOW, FL 33830-8469

Mortgage

Document Number	0110180495
Date	Oct 24, 2019
Book Page	011018/000495
Instrument	226417

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 8, 2019
Property Address	3500 PERCH LAKE RD, BARTOW, FL 33830-8469
Document Number	0107182184
Book / Page	010718 / 002184
Instrument Date	Dec 31, 2018
Instrument	4938
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Tax	$490.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9620 ALT BAB PK CUT OFF RD BARTOW FL 338308736, BARTOW, FL 33830-8736

Tax Assessment & Valuation

The 2025 property tax bill for 3500 Perch Lake Rd was $3,336 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,340 (+3.06%)	$594,345 (+4.16%) Land $282,189 Building $312,156
2025	$3,336.00 Homeowner's exemption	$298,227	$570,630 Land $250,317 Building $320,313
2023	$3,633.00 (+3.03%) Homeowner's exemption	$280,483 (+3.24%) Land $53,630 Building $226,853	$512,257 (+23.23%) Land $177,280 Building $334,977
2022	$3,526.00 Homeowner's exemption	$271,669 Land $34,014 Building $237,655	$415,675 Land $115,335 Building $300,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3500 Perch Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1982–2005)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3500 Perch Lake Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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