Jackson County property record for 3428 Harding Rd, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 946 sqft · built 1942 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Apr 2015) |
| Tax Bill | $1,664 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-13-16-401-002-00 |
| Primary APN | 445-13-16-401-002-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 946 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Basement Area | 946 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 188 ft deep x 132 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3428 HARDING RD |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU1 |
| Legal Description | LOTS 4 AND 5 SHARP PARK SUBDIVISION |
| Legal Subdivision | SHARP PARK SUBDIVISION |
| Legal Lot Number | 4-5 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5202 |
3428 Harding Rd is owned and occupied by an individual who bought it in April 2015.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3428 HARDING RD, JACKSON, MI 49203-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2015 · Amount on File |
| Deed Sale | Apr 23, 2015 · Amount on File |
| Prior Sale | Oct 4, 2007 · Amount on File |
| Deed Document Number | 20152708476 |
| Deed Book / Page | 2053 / 388 |
| Prior Transfer Date | Jul 17, 2014 |
| Prior Transfer Doc | 0002688410 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3428 Harding Rd was $1,664 with a homeowner's exemption, down 32.9% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,300 (+1.76%) | $196,600 (+1.76%) | |
| 2025 | $1,664.00 (-32.88%) | $96,600 | $193,200 |
| 2024 | $2,479.00 | ||
| 2023 | $80,900 | $161,800 | |
| 2020 | $2,218.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3428 Harding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3428 Harding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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