3504 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3504 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,526 sqft · built 2021
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$1,515,000 (Jan 2026)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`249CA024`

Property Details

APN / Parcel Number

Primary APN	`249CA024`
Alternative APNs	`206618408112` `80113400`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,526 sqft Heated Area
Gross Area	3,723 sqft
1st Floor Area	996 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	7,623 sqft (0.175 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80113400
Street Address	3504 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-5847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-2 B-22 S-2 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	22
Legal Lot Number	2
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1038
Census Tract	20314

Owner

3504 E Beach Dr is owned by two individuals who bought it in January 2026.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 FOSS DR, REDWOOD CITY, CA 94062-3027
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Book / Page	5491 / 431
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 20, 2026
Property Address	3504 E BEACH DR, OAK ISLAND, NC 28465-5847
Document Number	0054910431
Book / Page	5491 / 431
Map Reference	MB 1 PG 96-99
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1054 RESIDENTS CLUB DR, CARY, NC 27519-0861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 FOSS DR, REDWOOD CITY, CA 94062-3027

Mortgage

Document Number	0005491433
Date	Jan 20, 2026
Instrument	5491/433

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 30, 2021
Property Address	3504 E BEACH DR, OAK ISLAND, NC 28465-5847
Document Number	0046530911
Book / Page	4653 / 911
Map Reference	MB 1 PG 96-99
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 957, OAK ISLAND, NC 28465-6859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 RESIDENTS CLUB DR, CARY, NC 27519-0861

Mortgage

Document Number	0004653922
Date	Jun 30, 2021
Instrument	4653/922

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3504 E Beach Dr was $4,795, down 7.7% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,255,180 (-) Land $445,000 Building $810,180	$1,255,180 (-) Land $445,000 Building $810,180
2025	$4,795.00 (-7.68%)	$1,255,180 Land $445,000 Building $810,180	$1,255,180 Land $445,000 Building $810,180
2024	$5,194.00
2023		$1,255,180 Land $445,000 Building $810,180	$1,255,180 Land $445,000 Building $810,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3504 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3504 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Beach Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures