3503 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3503 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,862 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$3,500 (Apr 2023)
Tax Bill	$5,636 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`249CB02501`

Property Details

APN / Parcel Number

Primary APN	`249CB02501`
Alternative APNs	`206506497970` `80121250` `80139472`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,862 sqft Heated Area
Gross Area	4,174 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80139472
Street Address	3503 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-2 B-23 S-2 LONG BEACH PL-1/96-99
Legal Subdivision	LONG BEACH
Legal Block	23
Legal Lot Number	2
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1035
Census Tract	20314

Owner

3503 E Beach Dr is owned by a company that bought it in April 2023.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	809 MOUNT VERNON RD, 101, RALEIGH, NC 27607-5247
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Apr 5, 2023	Warranty Deed, Transfer · Commercial Mortgage HOMETRUST BANK
Dec 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Dec 29, 2021 · Amount on File
Deed Book / Page	4995 / 1001
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3503 E BEACH DR, OAK ISLAND, NC 28465
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 MOUNT VERNON RD 101, 101, RALEIGH, NC 27607-5247

Mortgage

Document Number	0048650780
Date	Jun 13, 2022
Book Page	4865/780

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 5, 2023
Property Address	3503 E BEACH DR, OAK ISLAND, NC 28465
Document Number	0049951001
Book / Page	4995 / 1001
Map Reference	MB 1 PG 96-99
Instrument Date	Apr 4, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 MOUNT VERNON RD # 101101, 101101, RALEIGH, NC 27607-5246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 MOUNT VERNON RD STE 101, 101, RALEIGH, NC 27607-5247

Mortgage

Document Number	0005001894
Date	Apr 5, 2023
Instrument	5001/894

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Dec 29, 2021
Property Address	3503 E BEACH DR, OAK ISLAND, NC 28465-5848
Document Number	0047720314
Book / Page	4772 / 314
Map Reference	MB 1 PG 96-99
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount on Record
Tax	$1,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2916 BEDFORD ST, BURLINGTON, NC 27215-4618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 MOUNT VERNON RD STE 101, 101, RALEIGH, NC 27607-5247

Tax Assessment & Valuation

The 2025 property tax bill for 3503 E Beach Dr was $5,636.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,434,140 (-) Land $575,000 Building $859,140	$1,434,140 (-) Land $575,000 Building $859,140
2025	$5,636.00	$1,434,140 Land $575,000 Building $859,140	$1,434,140 Land $575,000 Building $859,140
2023		$991,420 Land $575,000 Building $416,420	$991,420 Land $575,000 Building $416,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3503 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3503 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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