3503 Vine St, McHenry, IL 60050 Property Records

McHenry County property record for 3503 Vine St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,480 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2025)
Tax Bill	$6,670 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-453-007`

Property Details

APN / Parcel Number

Primary APN	`14-02-453-007`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3503 VINE ST
City	MCHENRY
State	IL
Zip	60050-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0024362 LT 7 BLK 38 MCHENRY SHORES UNIT 5
Legal Subdivision	MCHENRY SHORES UNIT 5
Legal Block	38
Legal Lot Number	7
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1043
Census Tract	870809

Owner

Source: McHenry County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4449 N WOLCOTT AVE, 2B, CHICAGO, IL 60640-5817
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 8, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	202514144
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3503 VINE ST, MCHENRY, IL 60050-8234
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 VINE ST, MCHENRY, IL 60050-8234

Mortgage

Document Number	0000007139
Date	Mar 18, 2026
Instrument	2026R0007139

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 8, 2022
Property Address	3503 VINE ST, MCHENRY, IL 60050-8234
Document Number	0000024362
Map Reference	DOC375179MB14PG59
Instrument Date	Jun 20, 2022
Instrument	2022R0024362
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 VINE ST, MCHENRY, IL 60050-8234

Mortgage

Document Number	0000024363
Date	Jul 8, 2022
Instrument	2022R0024363

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3503 VINE ST, MCHENRY, IL 60050-8234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037794
Date	Oct 11, 2017
Instrument	2017R0037794

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,670.00	$87,253 (+37.68%) Land $16,714 Building $70,539	$261,759 (+37.68%) Land $50,142 Building $211,617
2022	Homeowner's exemption	$63,375 Land $13,707 Building $49,668	$190,125 Land $41,121 Building $149,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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