3503 Turquoise Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3503 Turquoise Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,106 sqft · built 2019
Owner2 Individual Names on File
Last Sale$560,000 (Dec 2021)
Tax Bill$257 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN38-1S-27-5465-00F00-0350

Property Details

APN / Parcel Number

Primary APN38-1S-27-5465-00F00-0350

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,106 sqft Heated Area
Gross Area3,924 sqft
1st Floor Area3,552 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Garage Area446 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number381S27546500F000350
Street Address3503 TURQUOISE DR
CityNAVARRE
StateFL
Zip32566-9804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTREASURE ISLE ESTATES 1ST ADD LOT 35 BLK F AS DES IN OR 4218 PG 75
Legal Range27W
Legal Township01S
Legal Section38
Legal SubdivisionTREASURE ISLE ESTATES
Legal BlockF
Legal Lot Number35
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1229
Census Tract10802

Owner

3503 Turquoise Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address3503 TURQUOISE DR, NAVARRE, FL 32566-9804
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Jun 14, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 15, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Deed Document Number0000421875
Deed Book / Page3890 / 0980
Prior Transfer DateNov 15, 2019
Prior Transfer Doc201951580
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 7, 2021
Property Address3503 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number0042180075
Book / Page4218 / 75
Map ReferenceMB 12 PG 60
Instrument DateDec 2, 2021
Instrument202181390
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3205 QUIET WATER LN, 3205, GULF BREEZE, FL 32563-2757

Transferred To (Grantee/Buyer)

NameVerified Name
Address3503 TURQUOISE DR, NAVARRE, FL 32566-9804

Mortgage

Document Number0000421877
DateDec 7, 2021
Instrument4218/77
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3503 TURQUOISE DR, NAVARRE, FL 32566-9804
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanySOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041321332
DateJun 14, 2021
Book Page4132/1332
Instrument202139540
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJul 2, 2020
Property Address3503 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number0039720003
Book / Page003972 / 000003
Instrument DateJul 2, 2020
Instrument32855
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$70.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3503 TURQUOISE DR NAVARRE FL 325669804, NAVARRE, FL 32566-9804

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 15, 2019
Property Address3503 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number0038900980
Book / Page3890 / 0980
Map ReferenceMB 12 PG 60-64
Instrument DateNov 8, 2019
Instrument201951580
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,696.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address3503 TURQUOISE DR, NAVARRE, FL 32566-9804

Mortgage

Document Number0038900982
DateNov 15, 2019
Instrument3890/0982
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$257.00 (+7.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$470,898 (+1.39%) Land $58,000 Building $412,898$470,898 (-1.09%) Land $58,000 Building $412,898
2023$239.00 (-95.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$464,446 (+3%)$476,105 (+5.59%) Land $48,000 Building $428,105
2022$4,988.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$450,918$450,918 Land $48,000 Building $402,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3503 Turquoise Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3503 Turquoise Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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