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3492 Turquoise Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3492 Turquoise Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,847 sqft · built 2019
OwnerIndividual Name on File
Last Sale$369,250 (Jun 2019)
Tax Bill$244 (2024)
Deeds & MortgagesJun 2026 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN38-1S-27-5465-00H00-0010

Property Details

APN / Parcel Number

Primary APN38-1S-27-5465-00H00-0010

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,847 sqft Heated Area
Gross Area4,229 sqft
1st Floor Area3,490 sqft
FlooringVinyl/Resilient
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Garage Area643 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area239 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number381S27546500H000010
Street Address3492 TURQUOISE DR
CityNAVARRE
StateFL
Zip32566-9826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTREASURE ISLE ESTATES 1ST ADD LOT 1 BLK H AS DES IN OR 3842 PG 264
Legal Range27W
Legal Township01S
Legal Section38
Legal SubdivisionTREASURE ISLE ESTATES
Legal BlockH
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1229
Census Tract10802

Owner

3492 Turquoise Dr is owned and occupied by an individual who bought it in June 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3492 TURQUOISE DR, NAVARRE, FL 32566-9826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 2, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 21, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2019 · Amount on File
Deed SaleJun 21, 2019 · Amount on File
Deed Document Number201926526
Deed Book / Page3842 / 0264
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateJun 23, 2026
Property Address3492 TURQUOISE DR, NAVARRE, FL 32566-9826
Document Number0000031572
Book / Page4758 / 1611
Instrument DateJun 17, 2026
Instrument202631572
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3492 TURQUOISE DR, NAVARRE, FL 32566-9826

Mortgage

Document Number0000031572,
DateJun 23, 2026
Book Page4758/1611
Instrument202631572
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3492 TURQUOISE DR, NAVARRE, FL 32566-9826
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3492 TURQUOISE DR, NAVARRE, FL 32566-9826

Mortgage

Document Number0041561697
DateAug 2, 2021
Book Page4156/1697
Instrument202151543
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 21, 2019
Property Address3492 TURQUOISE DR, NAVARRE, FL 32566-9826
Document Number0038420264
Book / Page3842 / 0264
Map ReferenceMB 12 PG 60-64
Instrument DateJun 14, 2019
Instrument201926526
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,585.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address3492 TURQUOISE DR, NAVARRE, FL 32566-9826

Mortgage

Document Number0003842266
DateJun 21, 2019
Instrument3842/266
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$244.00 (+7.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$403,693 (+7.87%)$455,536 (+0.88%) Land $50,000 Building $405,536
2023$227.00 (-94.34%) Homeowner's exemption$374,247 (+3%)$451,580 (+5.52%) Land $50,000 Building $401,580
2022$4,013.00 Homeowner's exemption$363,347$427,953 Land $50,000 Building $377,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3492 Turquoise Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3492 Turquoise Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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