St. Louis County property record for 3432 W 2nd St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,095 sqft · built 1912 |
| Lot Size | 0.07 acres (3,076 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,934 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4000-00130 |
| Primary APN | 010-4000-00130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,095 sqft Gross Area |
| 1st Floor Area | 755 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 3,076 sqft (0.07 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Deck Area | 120 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 19537 |
|---|---|
| Street Address | 3432 W 2ND ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 10 FT OF LOT 1 AND ALL LOT 2 INC E 10FT LOT 1 AND W 20 FT LOT 2 BLK 3WHEELERS ADD TO DULUTH 1ST DIV SERIAL # |
| Legal Subdivision | SCHLEUNES ADDITION TO DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3432 W 2ND ST, DULUTH, MN 55807-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2010 |
| Deed Sale | Mar 25, 2010 |
| Prior Sale | Mar 25, 2010 |
| Deed Document Number | 20101131393 |
| Prior Transfer Date | Jan 20, 2010 |
| Prior Transfer Doc | 0000882604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3432 W 2ND ST, DULUTH, MN 55807-2805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001438082 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 1438082 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3432 W 2ND ST, DULUTH, MN 55807-2805 |
| Document Number | 0001348877 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3432 W 2ND ST DULUTH MN 558072805, DULUTH, MN 55807-2805 |
| Document Number | 0001348877 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 1348877 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 23, 2022 |
| Rate | 4.62% |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,934.00 (+0.31%) Homeowner's exemption | ||
| 2025 | $1,928.00 (+1.69%) Homeowner's exemption | $186,100 (+11.17%) Land $7,900 Building $178,200 | $186,100 (+11.17%) Land $7,900 Building $178,200 |
| 2024 | $1,896.00 | $167,400 (+33.71%) Land $8,500 Building $158,900 | $167,400 (+33.71%) Land $8,500 Building $158,900 |
| 2022 | $125,200 Land $8,700 Building $116,500 | $125,200 Land $8,700 Building $116,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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