3502 Redding Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 3502 Redding Rd, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,696 sqft · built 1945
Lot Size0.233 acres (10,162 sqft)
Owner2 Individual Names on File
Last Sale$419,500 (Oct 2023)
Tax Bill$1,364 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN118A L 001

Property Details

APN / Parcel Number

Primary APN118A L 001
Alternative APN
  • 0000043765

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,696 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1983
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,162 sqft (0.233 acres)
Lot Dimensions145 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000043765
Street Address3502 REDDING RD
CityCHATTANOOGA
StateTN
Zip37415-4118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT PT 13 BLK 3 MOUNTAIN VIEW PB 7 PG 37
Legal SubdivisionMOUNTAIN VIEW
Legal Block3
Legal Lot Number13
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1008
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3502 Redding Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jan 20, 2022Deed of Trust, Mortgage
CITIZENS TRI-COUNTY BANK
Oct 24, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jun 3, 2021Warranty Deed, Transfer
FIRST VOLUNTEER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2023 · Amount on File
Deed SaleOct 24, 2023 · Amount on File
Prior SaleJun 3, 2021 · Amount on File
Deed Document Number202375
Deed Book / Page13430 / 662
Prior Transfer DateSep 22, 2015
Prior Transfer Doc0000000152
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118

Mortgage

Document Number0000000251
DateNov 4, 2025
Book Page14097/475
Instrument2025110400251
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2762 TANGLEWOOD DR, CHATTANOOGA, TN 37415-6109

Mortgage

Document Number0000000104
DateJan 20, 2022
Book Page12816/541
Instrument2022012000104
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressSODDY DAISY, TN 37379
Agreement
AmountAmount on Record
Term24 Months
DueJan 20, 2024

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 24, 2023
Property Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118
Document Number0000000075
Book / Page13430 / 662
Map ReferenceMB 7 PG 37
Instrument DateOct 20, 2023
Instrument2023102400075
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,552.15
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118

Mortgage

Document Number0000000076
DateOct 24, 2023
Instrument2023102400076
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 3, 2021
Property Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118
Document Number0000000319
Book / Page12511 / 756
Instrument DateJun 2, 2021
Instrument2021060300319
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyNORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 REDDING RD, CHATTANOOGA, TN 37415-4118

Mortgage

Document Number0012511759
DateJun 3, 2021
Instrument12511/759
Lender
NameFIRST VOLUNTEER BANK
TypeBank
Agreement
AmountAmount on Record
Term240 Months
DueJun 2, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3502 Redding Rd was $1,364, down 4.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,364.00 (-4.35%)$90,000 (+41.12%)$360,000 (+41.12%) Land $70,000 Building $290,000
2024$1,426.00 (-44.32%)$63,775 (-)$255,100 (-) Land $50,000 Building $205,100
2023$2,561.00 (+55.4%)$63,775 (+32.31%)$255,100 (+32.31%) Land $50,000 Building $205,100
2022$1,648.00$48,200$192,800 Land $50,000 Building $142,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3502 Redding Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims19 (1996–2020)
Claims Outside the SFHA2 of 19
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3502 Redding Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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