Hamilton County property record for 3423 Redding Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 636 sqft · built 1940 |
| Lot Size | 0.291 acres (12,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Nov 2020) |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 118A G 005 |
| Primary APN | 118A G 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 636 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,700 sqft (0.291 acres) |
| Lot Dimensions | 254 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 250 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000043662 |
|---|---|
| Street Address | 3423 REDDING RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | J A HEARD RESUB N/R |
| Legal Subdivision | HEARD J A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3423 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Warranty Deed, Transfer · Conventional with PMI GENESEE VLY FCU |
| Dec 14, 2018 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HM MTG |
| Apr 6, 2018 | Warranty Deed, Transfer · Line of Credit JBLANKS E & FBLANKS S T (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on Record |
| Deed Sale | Nov 30, 2020 · Amount on Record |
| Prior Sale | Dec 14, 2018 · Amount on Record |
| Deed Document Number | 2020113000299 |
| Deed Book / Page | 12249 / 696 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 30, 2020 |
| Property Address | 3423 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Document Number | 1130000299 |
| Book / Page | 012249 / 000696 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 201130000299 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3423 REDDING RD CHATTANOOGA TN 374154737, CHATTANOOGA, TN 37415-4737 |
| Document Number | 1130000300 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 012249/000698 |
| Instrument | 201130000300 |
| Name | GENESEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402-1965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 14, 2018 |
| Property Address | 3423 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Document Number | 1214000099 |
| Book / Page | 011522 / 000640 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 181214000099 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3423 REDDING RD CHATTANOOGA TN 374154737, CHATTANOOGA, TN 37415-4737 |
| Document Number | 1214000100 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 011522/000642 |
| Instrument | 181214000100 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 6, 2018 |
| Property Address | 3423 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Document Number | 0000000171 |
| Book / Page | 011313 / 000756 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 171 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 ASHLAND TER CHATTANOOGA TN 374154144, CHATTANOOGA, TN 37415-4144 |
| Document Number | 172 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 011313/000758 |
| Instrument | 172 |
| Name | JBLANKS E & FBLANKS S T (PT) |
|---|---|
| Address | 918 MONTLAKE RD, SODDY DAISY, TN 37379-4524 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 5, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (-11.33%) | $46,975 (+30.76%) | $187,900 (+30.76%) Land $70,000 Building $117,900 |
| 2024 | $803.00 (-45.49%) | $35,925 (-) | $143,700 (-) Land $50,000 Building $93,700 |
| 2023 | $1,473.00 (+18.98%) | $35,925 (-) | $143,700 (-) Land $50,000 Building $93,700 |
| 2022 | $1,238.00 | $35,925 | $143,700 Land $50,000 Building $93,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 19 (1996–2020) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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