3502 Old Hanover Rd, Westminster, MD 21158 Property Records

Carroll County property record for 3502 Old Hanover Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,160 sqft · built 1966
Lot Size	0.395 acres (17,225 sqft)
Owner	Individual Name on Record
Last Sale	$291,555 (May 2025)
Tax Bill	$3,051 (2026)
Deeds & Mortgages	Mortgage Jun 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-006115`

Property Details

APN / Parcel Number

Primary APN	`03-006115`
Alternative APNs	`3006115` `006115`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,160 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,225 sqft (0.395 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006115
Street Address	3502 OLD HANOVER RD
City	WESTMINSTER
State	MD
Zip	21158-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 4 - 17225 SQ FT 3502 OLD HANOVER RD 5-11 PIPE CREEK HILLS
Legal Subdivision	PIPE CREEK
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	3
Census Block	3012
Census Tract	503000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Mills Homestead Historic District listed 1971 · 4 contributing resources · NRIS 71000371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3502 OLD HANOVER RD, WESTMINSTER, MD 21158-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jun 4, 2018	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Jun 4, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Deed Book / Page	11482 / 140
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3502 OLD HANOVER RD, WESTMINSTER, MD 21158-2128
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3502 OLD HANOVER RD, WESTMINSTER, MD 21158-2128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090300019
Date	Jun 4, 2018
Book Page	9030/0019

Lender

Name	FEDERAL HOUSING COMMISSIONER
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	904 Months
Due	Oct 20, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.27%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3502 OLD HANOVER RD, WESTMINSTER, MD 21158-2128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090300001
Date	Jun 4, 2018
Book Page	9030/0001

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	904 Months
Due	Oct 20, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.27%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,051.00 (+10.78%)	$267,133 (+23.94%)	$320,200 (+33.08%) Land $100,000 Building $220,200
2025	$2,754.00 (+13.1%)
2023	$2,435.00	$215,533	$240,600 Land $90,000 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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