3431 Old Hanover Rd, Westminster, MD 21158 Property Records

Carroll County property record for 3431 Old Hanover Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1951
Lot Size	3.35 acres (146,187 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2018)
Tax Bill	$2,666 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-003108`

Property Details

APN / Parcel Number

Primary APN	`03-003108`
Alternative APNs	`3003108` `003108`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	146,187 sqft (3.35 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	003108
Street Address	3431 OLD HANOVER RD
City	WESTMINSTER
State	MD
Zip	21158-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 3.3562 ACS E/S OLD HANOVER RD UNION MILLS
Legal Subdivision	UNION MILLS
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4017
Census Tract	503000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Mills Homestead Historic District listed 1971 · 4 contributing resources · NRIS 71000371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3431 Old Hanover Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3431 OLD HANOVER RD, WESTMINSTER, MD 21158-2125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 31, 2018	Deed, Transfer · Conventional Mortgage ACNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	May 10, 2001
Deed Book / Page	9154 / 96
Transfer Doc	0025380121
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3431 OLD HANOVER RD, WESTMINSTER, MD 21158-2125
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099090065
Date	Oct 20, 2020
Book Page	9909/65

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 31, 2018
Property Address	3431 OLD HANOVER RD, WESTMINSTER, MD 21158-2125
Document Number	0091540096
Book / Page	9154 / 0096
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3431 OLD HANOVER RD, WESTMINSTER, MD 21158-2125

Mortgage

Document Number	0009154102
Date	Oct 31, 2018
Instrument	9154/102

Lender

Name	ACNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3431 Old Hanover Rd was $2,666 with a homeowner's exemption, up 4.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,666.00 (+4.8%) Homeowner's exemption	$248,300 (+4.15%)	$268,100 (+12.46%) Land $171,700 Building $96,400
2025	$2,544.00 Homeowner's exemption	$238,400 Land $146,700 Building $91,700	$238,400 Land $146,700 Building $91,700
2023	$2,329.00 Homeowner's exemption	$206,133	$238,400 Land $146,700 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3431 Old Hanover Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Old Hanover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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