3462 S State Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3462 S State Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,179 sqft
Lot Size	22 acres (958,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2020)
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`011-04-100-003`

Property Details

APN / Parcel Number

Primary APN	`011-04-100-003`
Alternative APN	`0110410000300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,179 sqft Living Area
1st Floor Area	1,179 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Lot Area	958,320 sqft (22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3462 S STATE RD
City	OWOSSO
State	MI
Zip	48867-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 T6N R3E THAT PART OF S 80 ACRES OF NW FRL 14 LYING NW'LY OF ANG HWY 22 ACRES
Legal Range	03E
Legal Township	06N
Legal Section	04
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	1
Census Block	1004
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3462 S STATE RD, OWOSSO, MI 48867-9710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer · Conventional with PMI PFCU
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	20203339426
Deed Book / Page	1275 / 741
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 1, 2020
Property Address	3462 S STATE RD, OWOSSO, MI 48867-9710
Document Number	0012750741
Book / Page	001275 / 000741
Instrument Date	Nov 19, 2020
Instrument	3339426
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3462 S STATE RD OWOSSO MI 488679710, OWOSSO, MI 48867-9710

Mortgage

Document Number	12750742
Date	Dec 1, 2020
Book Page	001275/000742
Instrument	3339427

Lender

Name	PFCU
Address	PORTLAND, MI 48875

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3462 S STATE RD, OWOSSO, MI 48867-9710
Document Number	0012320630
Book / Page	001232 / 000630
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3462 S STATE RD OWOSSO MI 488679710, OWOSSO, MI 48867-9710

Mortgage

Document Number	0012320630
Date	Apr 6, 2017
Book Page	001232/000630
Instrument	3295938

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,700 (+2.9%)	$191,400 (+2.9%)
2025	$1,857.00 (+2.71%) Homeowner's exemption	$93,000 (+28.81%)	$186,000 (+28.81%)
2024	$1,808.00 (+10.04%)
2023	$1,643.00 Homeowner's exemption	$72,200	$144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr.

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