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3501 Rhapsody St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3501 Rhapsody St, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2010
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$242,900 (Jun 2018)
Tax Bill$3,549 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN156350

Property Details

APN / Parcel Number

Primary APN156350
Alternative APN
  • 342630007800012880

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Heated Area
Gross Area2,927 sqft
1st Floor Area1,859 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Garage TypeFinished
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area70 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number156350
Street Address3501 RHAPSODY ST
CitySAINT CLOUD
StateFL
Zip34772-8258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESPRIT PHASE 2 PB 20 PG 79-85 LOT 288
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase2
Legal Tract78
Legal Block1
Legal Lot Number288
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43207

Owner

Source: Osceola County records · APN 156350

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3501 RHAPSODY ST, SAINT CLOUD, FL 34772-8258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleSep 29, 2010 · Amount on Record
Deed Document Number2018096913
Deed Book / Page5355 / 1564
Record UpdatedJun 08, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 22, 2018
Property Address3501 RHAPSODY ST, SAINT CLOUD, FL 34772-8258
Document Number0053551564
Book / Page5355 / 1564
Map ReferenceMB20 PG79-85
Instrument DateJun 21, 2018
Instrument2018096913
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyA Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,700.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 RHAPSODY ST, 3501, SAINT CLOUD, FL 34772-8258

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 RHAPSODY ST, SAINT CLOUD, FL 34772-8258

Mortgage

Document Number2018096914
DateJun 22, 2018
Instrument2018096914
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048
Interest

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,549.00 (+6.29%) Homeowner's exemption$241,174 (+5.99%)$345,000 (-0.12%) Land $75,000 Building $270,000
2023$3,339.00 (+3.63%) Homeowner's exemption$227,552 (+3%)$345,400 (+16.14%) Land $60,000 Building $285,400
2022$3,222.00 Homeowner's exemption$220,925$297,400 Land $55,000 Building $242,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 240 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 376 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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