3500 Rhapsody St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3500 Rhapsody St, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,859 sqft · built 2011
Lot Size	0.232 acres (10,105 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Nov 2021)
Tax Bill	$5,876 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-26-30-0078-0001-3070`

Property Details

APN / Parcel Number

Primary APN	`34-26-30-0078-0001-3070`
Alternative APNs	`263034007800013070` `156369`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,859 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,105 sqft (0.232 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3500 RHAPSODY ST
City	SAINT CLOUD
State	FL
Zip	34772-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ESPRIT PHASE 2 PB 20 PG 79-85 LOT 307
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT PH 2
Legal Phase	2
Legal Tract	78
Legal Block	3070
Legal Lot Number	307
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2016
Census Tract	43207

Owner

Source: Osceola County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION
Jul 12, 2022	Warranty Deed, Transfer SELENE TITLE LLC
Nov 16, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	2021177718
Deed Book / Page	6087 / 1411
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3500 RHAPSODY ST, SAINT CLOUD, FL 34772-8256
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 N DOBSON RD 300, 300, SCOTTSDALE, AZ 85256-2727
Investor	Possibly a Property Investor

Mortgage

Document Number	0062581275
Date	Jul 27, 2022
Book Page	6258/1275
Instrument	2022115143

Lender

Name	GERMAN AMERICAN CAPITAL CORPORATION
Type	Non-Lending Institution
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 12, 2022
Property Address	3500 RHAPSODY ST, SAINT CLOUD, FL 34772-8256
Document Number	0062501073
Book / Page	6250 / 1073
Map Reference	MB 20 PG 79-85
Instrument Date	Jun 23, 2022
Instrument	2022107985
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 16, 2021
Property Address	3500 RHAPSODY ST, SAINT CLOUD, FL 34772-8256
Document Number	0060871411
Book / Page	6087 / 1411
Map Reference	MB 20 PG 79-85
Instrument Date	Nov 2, 2021
Instrument	2021177718
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1230 CHIEF TRL, 1230, ORLANDO, FL 32825-5214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 11, 2020
Property Address	3500 RHAPSODY ST, SAINT CLOUD, FL 34772-8256
Document Number	0057721129
Book / Page	5772 / 1129
Map Reference	MB 20 PG 79- 85
Instrument Date	Aug 10, 2020
Instrument	2020105535
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PARAGON TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 N BEAUMONT AVE, 22, KISSIMMEE, FL 34741-5107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3538 BOCAGE DR APT 808, 808, ORLANDO, FL 32812-7509

Mortgage

Document Number	0057721130
Date	Aug 11, 2020
Instrument	5772/1130

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,876.00 (+2.78%)	$328,100 (+0.18%) Land $75,000 Building $253,100	$328,100 (+0.18%) Land $75,000 Building $253,100
2024	$5,717.00 (-3.13%)
2023	$5,902.00 (+15.77%)	$327,500 (+15.85%) Land $60,000 Building $267,500	$327,500 (+15.85%) Land $60,000 Building $267,500
2022	$5,098.00	$282,700 Land $55,000 Building $227,700	$282,700 Land $55,000 Building $227,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

Nearby Properties on Rhapsody St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures