3500 Lakeshore Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3500 Lakeshore Blvd, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,434 sqft Heated Area
Lot Size	32,234 sqft (0.739 acres)
Occupancy	Owner Occupied
Last Sale	$32,000 (1986)
Tax Bill	$3,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`76418`
Alternative APN	`342530520000010140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,434 sqft Heated Area
Gross Area	3,235 sqft Gross Area
1st Floor	1,113 sqft 1st Floor
Upper Floors	1,321 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	32,234 sqft (0.739 acres)
Depth X Width	321 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	880 sqft Garage
Porch	1 Porch
Porch Area	317 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	76418
Street Address	3500 LAKESHORE BLVD
City	SAINT CLOUD
State	FL
Zip	34769-1958
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TINDALL ESTATES PB 2 PG 231 LOT 14
Legal Range	30E
Legal Township	25S
Legal Section	34
Legal Subdivision	TINDALL ESTATES
Legal Tract	5200
Legal Block	1
Legal Lot Number	14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43203

Owner

Source: Osceola County records · APN 76418

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3500 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1958
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1986 · Amount on Record
Deed Sale	Feb 01, 1986 · Amount on Record
Deed Doc Number	0000866595
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3500 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1958
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057021505
Date	Apr 02, 2020
Book Page	5702/1505
Instrument	2020045985

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,248.00 (+7.91%) Homeowner's exemption	$223,862 (+5.99%)	$404,200 (+3.91%) Land $150,000 Building $254,200
2023	$3,010.00 (+4.48%) Homeowner's exemption	$211,217 (+3%)	$389,000 (+14.95%) Land $140,000 Building $249,000
2022	$2,881.00 Homeowner's exemption	$205,066	$338,400 Land $125,000 Building $213,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.