3435 Lakeshore Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3435 Lakeshore Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,450 sqft · built 2022
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$553,500 (Jun 2024)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`147256`

Property Details

APN / Parcel Number

Primary APN	`147256`
Alternative APN	`342530495000013676`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,450 sqft Heated Area
Gross Area	2,400 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Finished

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	147256
Street Address	3435 LAKESHORE BLVD
City	SAINT CLOUD
State	FL
Zip	34769-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	S L & I C PB B PG 61-62; COM AT SE COR LOT 370, N 113.90 FT TO SWLY R/W OF LAKESHORE BLVD, N 50 DEG W 169.80 FT, S 40 DEG W
Legal Range	30E
Legal Township	25S
Legal Section	34
Legal Subdivision	TINDALL ESTATES
Legal Tract	4950
Legal Block	1
Legal Lot Number	370
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3435 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Feb 16, 2022	Correction Deed A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC
Feb 10, 2022	Warranty Deed, Subdivision Related Transfer A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	2024078629
Deed Book / Page	6616 / 2971
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3435 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1955
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 S OCEAN BLVD 6A, 6A, BOCA RATON, FL 33432-7601

Mortgage

Document Number	0062062441
Date	May 3, 2022
Book Page	6206/2441
Instrument	2022070561

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2052

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2022
Property Address	3435 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1955
Document Number	0061512087
Book / Page	6151 / 2087
Instrument Date	Feb 10, 2022
Instrument	2022025831
Record Updated	Jan 22, 2024
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 GREENWOOD DR, KISSIMMEE, FL 34744-3825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 S OCEAN BLVD APT 6A, 6A, BOCA RATON, FL 33432-7601

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 10, 2022
Property Address	3435 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1955
Document Number	0061472386
Book / Page	6147 / 2386
Instrument Date	Feb 10, 2022
Instrument	2022022526
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 GREENWOOD DR, KISSIMMEE, FL 34744-3825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 S OCEAN BLVD # 6, 6, BOCA RATON, FL 33432-7682

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,618.00 (+482.61%) Homeowner's exemption	$250,598 (-13.97%)	$318,300 (+9.27%) Land $70,000 Building $248,300
2023	$621.00 (+24.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$291,300 (+482.6%) Land $50,000 Building $241,300	$291,300 (+482.6%) Land $50,000 Building $241,300
2022	$500.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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