Saginaw County property record for 3500 Gabel Rd, Saginaw, MI 48601
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.384 acres (16,727 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Aug 2026) |
| Tax Bill | $92 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-21-4209-000 |
| Primary APN | 09-11-5-21-4209-000 |
|---|
| Lot Area | 16,727 sqft (0.384 acres) |
|---|---|
| Lot Dimensions | 186 ft deep x 90 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3500 GABEL RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 9 MIRILAND PLAT A PART OF THE SE 1/4 SEC 21 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 21 |
| Legal Subdivision | MIRILAND |
| Legal Lot Number | 9 |
| Legal Unit | 9 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11702 |
3500 Gabel Rd, residential vacant land, is owned by two individuals who bought it in August 2026.
Source: Saginaw County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2441 S MERIDIAN RD, MIDLAND, MI 48640-9579 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK |
| Dec 17, 2025 | Warranty Deed, Transfer CROSSROADS TITLE AGENCY |
| Aug 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Dec 17, 2025 · Amount on File |
| Deed Document Number | 202622092 |
| Prior Transfer Date | Aug 6, 2021 |
| Prior Transfer Doc | 0000026891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 28, 2026 |
| Property Address | 3500 GABEL RD, SAGINAW, MI 48601 |
| Document Number | 0000022092 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202622092 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130,668.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2441 S MERIDIAN RD, MIDLAND, MI 48640-9579 |
| Document Number | 0000022093, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202622093 |
| Name | FIRST STATE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 17, 2025 |
| Property Address | 3500 GABEL RD, SAGINAW, MI 48601 |
| Document Number | 0000028967 |
| Map Reference | LB 11 PG 49 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025028967 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5535 FORT RD, SAGINAW, MI 48601-9300 |
| Name | Verified Name |
|---|---|
| Address | 827 N MICHIGAN AVE, SAGINAW, MI 48602-4322 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 13, 2021 |
| Property Address | 3500 GABEL RD, SAGINAW, MI 48601 |
| Document Number | 2021026891 |
| Map Reference | LB 11 PG 49 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021026891 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5535 FORT RD, SAGINAW, MI 48601-9300 |
The 2025 property tax bill for 3500 Gabel Rd was $92, up 1.1% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,600 (-6.12%) | $9,200 (-6.12%) | |
| 2025 | $92.00 (+1.1%) Homeowner's exemption | $4,900 | $9,800 |
| 2024 | $91.00 | ||
| 2023 | $2,400 | $4,800 | |
| 2022 | $83.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3500 Gabel Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1986–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3500 Gabel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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