Saginaw County property record for 3014 Gabel Rd, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,568 sqft · built 1955 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Nov 2024) |
| Tax Bill | $5,123 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-21-3016-001 |
| Primary APN | 09-11-5-21-3016-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 504 sqft |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3014 GABEL RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-9341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 165 FT OF NW 1/4 OF SW 1/4 - 5.0 ACRES SEC 21 T11N R5E *** COMB FROM PARENTS 3016-000 & 3014-000 01-31-2012 |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 21 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 11702 |
3014 Gabel Rd is owned and occupied by an individual who bought it in November 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3014 GABEL RD, SAGINAW, MI 48601-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on File |
| Deed Sale | Nov 26, 2024 · Amount on File |
| Prior Sale | Dec 16, 2021 · Amount on File |
| Deed Document Number | 202426229 |
| Prior Transfer Date | May 11, 2012 |
| Prior Transfer Doc | 2012016738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 16, 2021 |
| Property Address | 3014 GABEL RD, SAGINAW, MI 48601-9341 |
| Document Number | 0000039451 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021039451 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3014 GABEL RD, 3014, SAGINAW, MI 48601-9341 |
| Name | Verified Name |
|---|---|
| Address | 3349 BINSCARTH AVE, SAGINAW, MI 48602-3204 |
| Document Number | 0000039452 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021039452 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 13, 2021 |
| Property Address | 3014 GABEL RD, SAGINAW, MI 48601-9341 |
| Document Number | 2021029805 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021029805 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | NOT AVAILABLE, EMBASSY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,152.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3014 GABEL RD, 3014, SAGINAW, MI 48601-9341 |
| Name | Verified Name |
|---|---|
| Address | 3340 BISCARTH, SAGINAW, MI 48602-3203 |
| Document Number | 2021029806 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021029806 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 3014 Gabel Rd was $5,123 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,200 (-2.84%) | $260,400 (-2.84%) | |
| 2025 | $5,123.00 Homeowner's exemption | $134,000 | $268,000 |
| 2023 | $104,300 | $208,600 | |
| 2022 | $3,434.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3014 Gabel Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1986–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3014 Gabel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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