Highlands County property record for 3430 Cindys Ln, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,359 sqft · built 1977 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $650 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C164901000000061 |
| Primary APN | C164901000000061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,359 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 108,900 sqft (2.5 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 565 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C164901000000061 |
|---|---|
| Street Address | 3430 CINDYS LN |
| City | SEBRING |
| State | FL |
| Zip | 33870-6824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | CINDYS GROVES SUB UNIT 1 PB 12-PG 10 WEST 1/2 OF LOT 6 2.5 A |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 16 |
| Legal Subdivision | CINDYS GROVES SUB |
| Legal Lot Number | 6 2 |
| Legal Unit | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960900 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3430 CINDYS LN, SEBRING, FL 33870-6824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 |
| Deed Sale | Nov 2, 2021 |
| Deed Document Number | 0002862757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3430 CINDYS LN, SEBRING, FL 33870-6824 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3430 CINDYS LN, SEBRING, FL 33870-6824 |
| Document Number | 0002166325 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 2994/1831 |
| Instrument | 2166325 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,120 (+5.99%) | $160,250 (+24.54%) Land $43,750 Building $116,500 | |
| 2024 | $650.00 (+3.67%) | ||
| 2023 | $627.00 (-7.39%) Homeowner's exemption Widower's exemption | $58,611 (+3%) | $128,669 (+14.32%) Land $20,000 Building $108,669 |
| 2022 | $677.00 Homeowner's exemption Widower's exemption | $56,904 | $112,556 Land $20,000 Building $92,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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