3486 Bob Tolbert Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3486 Bob Tolbert Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 1970
Lot Size1.14 acres (49,963 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Nov 1993)
Tax Bill$888 (2024)
Flood ZoneZone X (minimal risk)
APN39-1S-27-0000-01402-0000

Property Details

APN / Parcel Number

Primary APN39-1S-27-0000-01402-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,638 sqft Heated Area
Gross Area2,578 sqft
1st Floor Area1,960 sqft
Utility Area404 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area49,963 sqft (1.14 acres)
Lot Dimensions2,000 ft deep x 2,500 ft wide
Garage Area322 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area110 sqft
Patio Area104 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number391S270000014020000
Street Address3486 BOB TOLBERT RD
CityNAVARRE
StateFL
Zip32566-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM NE COR SE4 TH S 3* W 186.2 FT TH N 86* W 368 FT TO POB TH N 83* W 250 FT TH S 03* W 200 FT TO N R/W OF COUNTY RD TH S 83*
Legal Range27W
Legal Township01S
Legal Section39
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1213
Census Tract10802

Owner

3486 Bob Tolbert Rd is owned and occupied by two individuals who bought it in November 1993.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address3486 BOB TOLBERT RD, NAVARRE, FL 32566-9602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1993 · Amount on File
Deed SaleNov 1, 1993 · Amount on File
Deed Document Number0013841109
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$888.00 (+4.1%) Homeowner's exemption$101,948 (+3%)$192,301 (+6.25%) Land $36,800 Building $155,501
2023$853.00 (+4.15%) Homeowner's exemption$98,979 (+3%)$180,986 (+3.65%) Land $27,600 Building $153,386
2022$819.00 Homeowner's exemption$96,096$174,606 Land $25,760 Building $148,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3486 Bob Tolbert Rd in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3486 Bob Tolbert Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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