3500 3rd Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3500 3rd Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,079 sqft · built 1920
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,400 (Oct 2020)
Tax Bill	$310 (2025)
Deeds & Mortgages	Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`168A H 001`

Property Details

APN / Parcel Number

Primary APN	`168A H 001`
Alternative APN	`0000107613`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,079 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000107613
Street Address	3500 3RD AVE
City	CHATTANOOGA
State	TN
Zip	37407-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 1 & PT 2 BLK 95 EAST END LAND CO ADDN NO 1 PB2 PG22 0142 29 01
Legal Subdivision	EAST END LAND COMPANYS ADDITION NO 1
Legal Block	95
Legal Lot Number	1-2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4020
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3500 3RD AVE, CHATTANOOGA, TN 37407-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Oct 5, 2012 · Amount on Record
Deed Document Number	2020118
Deed Book / Page	12208 / 52
Prior Transfer Date	Feb 11, 1995
Prior Transfer Doc	0053600436
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 28, 2020
Property Address	3500 3RD AVE, CHATTANOOGA, TN 37407-2011
Document Number	1028000118
Book / Page	012208 / 000052
Instrument Date	Oct 20, 2020
Instrument	201028000118
Transaction Type	Construction Loan
Record Updated	Nov 13, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3500 3RD AVE CHATTANOOGA TN 374072011, CHATTANOOGA, TN 37407-2011

Mortgage

Document Number	1028000119
Date	Oct 28, 2020
Book Page	012208/000055
Instrument	201028000119

Lender

Name	FIRST TITLE INSURANCE CO
Address	2622 BROAD ST, CHATTANOOGA, TN 37408-3022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 27, 2021

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$310.00 (+38.39%)	$20,500 (+103.98%)	$82,000 (+103.98%) Land $37,500 Building $44,500
2024	$224.00	$10,050 (-)	$40,200 (-) Land $12,500 Building $27,700
2023	$224.00	$10,050 (-)	$40,200 (-) Land $12,500 Building $27,700
2022	$224.00	$10,050	$40,200 Land $12,500 Building $27,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20