3412 3rd Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3412 3rd Ave, Chattanooga, TN 37407

Property Summary

Property Type	Duplex
Details	3 ba · 1,736 sqft · built 2005
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jun 2008)
Tax Bill	$967 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`168A G 027`

Property Details

APN / Parcel Number

Primary APN	`168A G 027`
Alternative APN	`0000107609`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,736 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000107609
Street Address	3412 3RD AVE
City	CHATTANOOGA
State	TN
Zip	37407-2009
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 7 BLK 67 EAST END LAND CO ADDN NO 1 PB2 PG22
Legal Subdivision	EAST END LAND COMPANY ADDITION ONE
Legal Block	67
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4004
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3412 3rd Ave, a duplex, is owned by two individuals who bought it in June 2008.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	526 PATTY RD, RINGGOLD, GA 30736-7529
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2008 · Amount on File
Deed Sale	Jun 4, 2008 · Amount on File
Prior Sale	Jan 10, 2008 · Amount on File
Deed Document Number	2008124
Deed Book / Page	8682 / 857
Prior Transfer Date	Jan 3, 1997
Prior Transfer Doc	6448463
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3412 3RD AVE, CHATTANOOGA, TN 37407-2009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000025
Date	Apr 6, 2017
Book Page	11017/844
Instrument	2017040600025

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3412 3rd Ave was $967, down 6.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (-6.12%)	$63,840 (+38.54%)	$159,600 (+38.54%) Land $30,000 Building $129,600
2024	$1,030.00	$46,080 (-)	$115,200 (-) Land $10,000 Building $105,200
2023	$1,030.00	$46,080 (-)	$115,200 (-) Land $10,000 Building $105,200
2022	$1,030.00	$46,080	$115,200 Land $10,000 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3412 3rd Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20