350 Whispering Brook Dr, Vista, CA 92083 Property Records

San Diego County property record for 350 Whispering Brook Dr, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,707 sqft · built 1986
Lot Size	0.289 acres (12,604 sqft)
Owner	Company Name on File
Last Sale	$920,500 (Dec 2023)
Tax Bill	$10,700 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`159-290-33-00`

Property Details

APN / Parcel Number

Primary APN	`159-290-33-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,707 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	12,604 sqft (0.289 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	350 WHISPERING BROOK DR
City	VISTA
State	CA
Zip	92083-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 103 TR 008696
Legal Subdivision	VISTA 76-13
Legal Tract	008696
Legal Block	3
Legal Lot Number	103
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	19303

Owner

350 Whispering Brook Dr is owned by a company that bought it in December 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	270 N 270 N STE F534, F534, ENCINITAS, CA 92024
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 5, 2023	Grant Deed, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Oct 10, 2023	Grant Deed, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Oct 9, 2019	Deed of Trust, Mortgage · Construction Mortgage GOLDMAN SACHS BANK USA
Jun 17, 2020	Grant Deed, Transfer · VA Mortgage PENNYMAC
Oct 9, 2019	Grant Deed, Transfer · Construction Mortgage GOLDMAN SACHS BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Oct 10, 2023 · Amount on File
Deed Document Number	2023335012
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	0000126374
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11035 LAVENDER HILL DR 160-36, 160, LAS VEGAS, NV 89135-2957

Mortgage

Document Number	0000022823
Date	Jan 26, 2024
Instrument	2024-0022823

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2034
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956

Mortgage

Document Number	0000178837
Date	Mar 8, 2021
Instrument	2021-0178837

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2023
Property Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956
Document Number	0000335012
Map Reference	MAP 8696
Instrument Date	Nov 27, 2023
Instrument	2023-0335012
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 N EL CAMINO REAL # F534, F534, ENCINITAS, CA 92024-2874

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2023
Property Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956
Document Number	0000274704
Map Reference	MAP 8696
Instrument Date	Oct 5, 2023
Instrument	2023-0274704
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000451464
Date	Oct 9, 2019
Instrument	2019-0451464

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2020
Property Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956
Document Number	0000312432
Instrument Date	May 18, 2020
Instrument	312432
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	350 WHISPERING BROOK DR VISTA CA 920831956, VISTA, CA 92083-1956

Mortgage

Document Number	312433
Date	Jun 17, 2020
Instrument	312433

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2019
Property Address	350 WHISPERING BROOK DR, VISTA, CA 92083-1956
Document Number	0000451460
Map Reference	MAP 8696
Instrument Date	Sep 11, 2019
Instrument	2019-0451460
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MISSION ST FL 16, 16, SAN FRANCISCO, CA 94105-5125
Investor	Possibly a Property Investor

Mortgage

Document Number	0000451464
Date	Oct 9, 2019
Instrument	2019-0451464

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 350 Whispering Brook Dr was $10,700, down 0.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$957,686 (+2%) Land $638,458 Building $319,228
2025	$10,700.00 (-0.93%)	$938,909 Land $625,940 Building $312,969
2024	$10,800.00 (+39.99%)
2023	$7,715.00 (+0.25%) Homeowner's exemption	$646,471 Land $430,981 Building $215,490
2022	$7,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 350 Whispering Brook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 350 Whispering Brook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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