350 Spruce St, Canton, NC 28716 Property Records

Haywood County property record for 350 Spruce St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,716 sqft · built 1956
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jun 2017)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8667-16-8701`

Property Details

APN / Parcel Number

Primary APN	`8667-16-8701`
Alternative APN	`248469`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,716 sqft Heated Area
Gross Area	4,411 sqft
1st Floor Area	2,716 sqft
Basement Area	3,341 sqft
Finished Basement	3,341 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Mixed
Garage Area	625 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Canopy	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	248469
Street Address	350 SPRUCE ST
City	CANTON
State	NC
Zip	28716-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	350 SPRUCE ST
Legal Subdivision	SPRUCE ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2004
Census Tract	920202

Owner

350 Spruce St is owned and occupied by two individuals who bought it in June 2017.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	350 SPRUCE ST, CANTON, NC 28716-1538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU
Jun 29, 2017	Warranty Deed, Transfer · Conventional with PMI LENDER PRIVATE PARTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Jan 2, 1987
Deed Document Number	20175858
Deed Book / Page	931 / 1038
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	350 SPRUCE ST, CANTON, NC 28716-1538
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010141487
Date	Nov 24, 2020
Book Page	1014/1487
Instrument	2020012426

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 29, 2017
Property Address	350 SPRUCE ST, CANTON, NC 28716-1538
Document Number	0009311038
Book / Page	000931 / 001038
Instrument Date	Jun 28, 2017
Instrument	5858
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	60 SPRUCE ST CANTON NC 287163417, CANTON, NC 28716-3417

Mortgage

Document Number	9311041
Date	Jun 29, 2017
Book Page	000931/001041
Instrument	5859

Lender

Name	LENDER PRIVATE PARTY
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 350 Spruce St was $1,841.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,900 (-) Land $42,400 Building $263,500
2025	$1,841.00	$305,900 Land $42,400 Building $263,500	$305,900 Land $42,400 Building $263,500
2023		$305,900 Land $42,400 Building $263,500	$305,900 Land $42,400 Building $263,500
2021			$305,900 Land $42,400 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 350 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 350 Spruce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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