214 Spruce St, Canton, NC 28716 Property Records

Haywood County property record for 214 Spruce St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,400 sqft · built 1981
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2022)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8667-26-4472`

Property Details

APN / Parcel Number

Primary APN	`8667-26-4472`
Alternative APN	`273748`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	1,688 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	12,545 sqft (0.288 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	273748
Street Address	214 SPRUCE ST
City	CANTON
State	NC
Zip	28716-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	214 SPRUCE ST
Legal Subdivision	SPRUCE ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2004
Census Tract	920202

Owner

214 Spruce St is owned and occupied by two individuals who bought it in July 2022.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 SPRUCE ST, CANTON, NC 28716-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Nov 15, 2017 · Amount on File
Deed Document Number	20227256
Deed Book / Page	1066 / 2254
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 7, 2022
Property Address	214 SPRUCE ST, CANTON, NC 28716-1536
Document Number	0010662254
Book / Page	1066 / 2254
Instrument Date	Jul 6, 2022
Instrument	2022007256
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 SPRUCE ST, 214, CANTON, NC 28716-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 SPRUCE ST, CANTON, NC 28716-1536

Mortgage

Document Number	0010662257
Date	Jul 7, 2022
Instrument	1066-2257

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 1, 2018
Property Address	214 SPRUCE ST, CANTON, NC 28716-1536
Document Number	0009451035
Book / Page	000945 / 001035
Instrument Date	Dec 14, 2017
Instrument	888
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 SPRUCE ST CANTON NC 287163417, CANTON, NC 28716-3417

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 15, 2017
Property Address	214 SPRUCE ST, CANTON, NC 28716-1536
Document Number	0009401550
Book / Page	000940 / 001550
Instrument Date	Nov 9, 2017
Instrument	10588
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$296.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 SPRUCE ST CANTON NC 287163417, CANTON, NC 28716-3417

Tax Assessment & Valuation

The 2025 property tax bill for 214 Spruce St was $1,256.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,500 (-) Land $22,000 Building $177,500
2025	$1,256.00	$199,500 Land $22,000 Building $177,500	$199,500 Land $22,000 Building $177,500
2023		$199,500 Land $22,000 Building $177,500	$199,500 Land $22,000 Building $177,500
2021			$199,500 Land $22,000 Building $177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Spruce St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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