Lorain County property record for 350 Michigan Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1973 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $85,000 (Nov 2014) |
| Tax Bill | $2,555 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage May 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-110-082 |
| Primary APN | 06-25-003-110-082 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 350 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS #3 REVD 65 X 140 |
| Legal Subdivision | UNIVERSITY HEIGHTS RESUBDIVISION #3 |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 305 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 350 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVE CREDIT UNION |
| May 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVE CREDIT UNION |
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit ACHIEVE CREDIT UNION |
| Mar 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVE CREDIT UNION |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2014 · Amount on Record |
| Deed Sale | Nov 24, 2014 · Amount on Record |
| Prior Sale | Dec 29, 2003 · Amount on Record |
| Deed Document Number | 2014005254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 350 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000086634 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026-0086634 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 28, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 350 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011708 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024-0011708 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 28, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 350 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000931226 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023-0931226 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 350 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000910397 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023-0910397 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 9, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 350 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Document Number | 0000753920 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 350 MICHIGAN AVE ELYRIA OH 440357138, ELYRIA, OH 44035-7138 |
| Document Number | 0000753920 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 753920 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2035 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,555.00 | $54,260 (+0.01%) Land $12,780 Building $41,480 | $155,010 (-) Land $36,500 Building $118,510 |
| 2024 | $2,555.00 (+16.03%) | $54,254 (+36.7%) Land $12,775 Building $41,479 | $155,010 (+36.71%) Land $36,500 Building $118,510 |
| 2023 | $2,202.00 (-2.65%) | $39,687 (+0.02%) Land $11,144 Building $28,543 | $113,390 (-) Land $31,840 Building $81,550 |
| 2022 | $2,262.00 | $39,680 Land $11,140 Building $28,540 | |
| 2021 | $113,390 Land $31,840 Building $81,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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