Lorain County property record for 346 Michigan Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,836 sqft · built 1968 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (May 2018) |
| Tax Bill | $2,370 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-110-065 |
| Primary APN | 06-25-003-110-065 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 170 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 346 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REV UNIV HTS 3 FRNT 70.00 X 140.00 |
| Legal Subdivision | REV UNIV HTS 3 |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 306 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71100 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| May 31, 2018 | Grant Deed, Transfer DOLLAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 2018674361 |
| Prior Transfer Date | May 30, 2018 |
| Prior Transfer Doc | 20180674363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 346 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Document Number | 0000737834 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 346 MICHIGAN AVE ELYRIA OH 440357138, ELYRIA, OH 44035-7138 |
| Document Number | 0000737834 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 737834 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | AVON, OH 44011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 31, 2018 |
| Property Address | 346 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Document Number | 0000674361 |
| Instrument Date | May 17, 2018 |
| Instrument | 674361 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 346 MICHIGAN AVE ELYRIA OH 440357138, ELYRIA, OH 44035-7138 |
| Document Number | 674362 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 674362 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | CANTON, OH 44711-8469 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,370.00 Homeowner's exemption | $70,800 (+0.01%) Land $13,760 Building $57,040 | $202,270 (-) Land $39,310 Building $162,960 |
| 2024 | $2,370.00 (-8.88%) | $70,795 (+24.43%) Land $13,759 Building $57,036 | $202,270 (+24.43%) Land $39,310 Building $162,960 |
| 2023 | $2,601.00 (-0.5%) | $56,896 (-0.01%) Land $11,998 Building $44,898 | $162,560 (-) Land $34,280 Building $128,280 |
| 2022 | $2,614.00 | $56,900 Land $12,000 Building $44,900 | |
| 2021 | $162,560 Land $34,280 Building $128,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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