Polk County property record for 350 Lynch Rd, Mill Spring, NC 28756 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,300 sqft · built 1989 |
| Lot Size | 1 acres (43,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (May 2023) |
| Tax Bill | $1,703 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P68-11 |
| Primary APN | P68-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,300 sqft Finished Area |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,567 sqft (1 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 52552 |
|---|---|
| Street Address | 350 LYNCH RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-3607 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 1 ACRE, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920202 |
Source: Polk County records · APN P68-11
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 350 LYNCH RD, MILL SPRING, NC 28756-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 12, 2024 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| May 01, 2023 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2023 · Amount on Record |
| Deed Sale | May 01, 2023 · Amount on Record |
| Prior Sale | Sep 18, 2014 · Amount on Record |
| Deed Book / Page | 477 / 1917 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 350 LYNCH RD, MILL SPRING, NC 28756-3607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00442/1015 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 442/1015 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 350 LYNCH RD, MILL SPRING, NC 28756-3607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 000458/362 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 458/362 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 350 LYNCH RD, MILL SPRING, NC 28756-3607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00483/1152 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 483/1152 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78728 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 01, 2023 |
| Property Address | 350 LYNCH RD, MILL SPRING, NC 28756-3607 |
| Document Number | 00477/1917 |
| Book / Page | 477 / 1917 |
| Map Reference | FILE E PG 2513 |
| Instrument Date | Apr 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 LYNCH RD, MILL SPRING, NC 28756-3607 |
| Name | Verified Name |
|---|---|
| Address | 350 LYNCH RD, MILL SPRING, NC 28756-3607 |
| Document Number | 0004771921 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 477/1921 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,703.00 (+15.54%) | $339,061 (+47.78%) Land $50,000 Building $289,061 | $339,061 (+47.78%) Land $50,000 Building $289,061 |
| 2023 | $1,474.00 | $229,429 Land $20,000 Building $209,429 | |
| 2021 | $229,429 Land $20,000 Building $209,429 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 813 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| e-Polk | Fiber | 500 / 500 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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