241 Lynch Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 241 Lynch Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1931
Lot Size	13.3 acres (579,348 sqft)
Owner	Company Name on File
Last Sale	$390,000 (Nov 2022)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P67-64`

Property Details

APN / Parcel Number

Primary APN	`P67-64`
Alternative APN	`57670`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	672 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	579,348 sqft (13.3 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57670
Street Address	241 LYNCH RD
City	MILL SPRING
State	NC
Zip	28756-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	500, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	2
Census Block	2024
Census Tract	920202

Owner

Source: Polk County records · APN P67-64

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5810 SHADY OAKS LN, NAPLES, FL 34119-1250
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 20, 2023	Warranty Deed, Transfer
Nov 08, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2022 · Amount on Record
Deed Sale	Nov 08, 2022 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	474 / 722
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	241 LYNCH RD, MILL SPRING, NC 28756-3609
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST NATIONAL INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00475/2012
Date	Feb 03, 2023
Book Page	475/2012

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 20, 2023
Property Address	241 LYNCH RD, MILL SPRING, NC 28756-3609
Document Number	00476/2093
Book / Page	476 / 2093
Instrument Date	Mar 01, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 SHADY OAKS LN, NAPLES, FL 34119-1250

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 08, 2022
Property Address	241 LYNCH RD, MILL SPRING, NC 28756-3609
Document Number	000474/722
Book / Page	474 / 722
Instrument Date	Nov 04, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 MAHAFFEY COOLEY RD, CHESNEE, SC 29323-8332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 SHADY OAKS LN, NAPLES, FL 34119-1250

Mortgage

Document Number	0000474726
Date	Nov 08, 2022
Instrument	474/726

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00 (+93.46%)	$335,895 (+147.39%) Land $154,525 Building $181,370	$335,895 (+147.39%) Land $154,525 Building $181,370
2023	$872.00	$135,775 Land $81,500 Building $54,275
2021			$135,775 Land $81,500 Building $54,275

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: e-Polk.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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