350 3rd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 350 3rd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	816 sqft
Lot Size	0.225 acres (9,799 sqft)
Owner	2 Individual Names on File
Last Sale	$291,600 (Sep 2026)
Tax Bill	$2,882 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-041-0660`

Property Details

APN / Parcel Number

Primary APN	`21-041-0660`

Interior

Building Area	816 sqft Living Area
Basement Area	720 sqft

Exterior

Lot Area	9,799 sqft (0.225 acres)
Garage Type	Mixed
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Deck Area	100 sqft

Location & Zoning

Street Address	350 3RD AVE NW
City	MILACA
State	MN
Zip	56353-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	FIRST ADDITION TO MILACA
Legal Block	9
Legal Lot Number	5
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3013
Census Tract	170500

Owner

350 3rd Ave NW is owned and occupied by two individuals who bought it in September 2026.

Source: Mille Lacs County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	350 3RD AVE NW, MILACA, MN 56353-1518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage SHERBURNE STATE BANK
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 9, 2020	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Mar 29, 2024 · Amount on File
Deed Document Number	2026452860
Prior Transfer Date	Feb 10, 2023
Prior Transfer Doc	0000435184
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 9, 2026
Property Address	350 3RD AVE NW, MILACA, MN 56353-1518
Document Number	0000452860
Instrument Date	Sep 3, 2026
Instrument	2026452860
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,190.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	350 3RD AVE NW, MILACA, MN 56353-1518

Mortgage

Document Number	0000452861,
Date	Sep 9, 2026
Instrument	2026452861

Lender

Name	SHERBURNE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 29, 2024
Property Address	350 3RD AVE NW, MILACA, MN 56353-1518
Document Number	000A440429
Instrument Date	Mar 25, 2024
Instrument	A440429
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	ON SITE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	350 3RD AVE NW, MILACA, MN 56353-1518

Mortgage

Document Number	000A440430
Date	Mar 29, 2024
Instrument	A440430

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	000A440476
Date	Apr 5, 2024
Instrument	A440476

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank
Address	COLD SPRING, MN 56320

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 9, 2020
Property Address	350 3RD AVE NW, MILACA, MN 56353-1518
Document Number	A420435
Instrument Date	Oct 23, 2020
Instrument	A420435
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.88
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	350 3RD AVE NW, MILACA, MN 56353-1518

Mortgage

Document Number	A420436
Date	Nov 9, 2020
Instrument	A420436

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 9, 2020
Property Address	350 3RD AVE NW, MILACA, MN 56353-1518
Document Number	A420434
Instrument Date	Oct 23, 2020
Instrument	A420434
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Tax	$178.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	350 3RD AVE NW, MILACA, MN 56353-1518

Tax Assessment & Valuation

The 2026 property tax bill for 350 3rd Ave NW was $2,882, up 14% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,882.00 (+14%)	$239,700 (+3.19%) Land $36,000 Building $203,700	$239,700 (+3.19%) Land $36,000 Building $203,700
2025	$2,528.00 Homeowner's exemption	$232,300 Land $32,000 Building $200,300	$232,300 Land $32,000 Building $200,300
2023	$2,452.00	$193,400 Land $28,000 Building $165,400	$193,400 Land $28,000 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 350 3rd Ave NW in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 350 3rd Ave NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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