327 3rd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 327 3rd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	640 sqft · built 1905
Lot Size	0.14 acres (6,124 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Feb 2024)
Tax Bill	$1,414 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-041-0600`

Property Details

APN / Parcel Number

Primary APN	`21-041-0600`

Interior

Building Area	640 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,124 sqft (0.14 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	327 3RD AVE NW
City	MILACA
State	MN
Zip	56353-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 10 BLK 8 & S 1/2 OF VACATED ALLEY ADJ
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	FIRST ADDITION TO MILACA
Legal Block	8
Legal Lot Number	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3019
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 3RD AVE NW, MILACA, MN 56353-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Jan 23, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	Jan 23, 2023 · Amount on Record
Deed Document Number	2024439862
Prior Transfer Date	Mar 16, 2009
Prior Transfer Doc	354445
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 6, 2024
Property Address	327 3RD AVE NW, MILACA, MN 56353-1517
Document Number	000A439862
Instrument Date	Jan 24, 2024
Instrument	A439862
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 3RD AVE NW, MILACA, MN 56353-1517

Mortgage

Document Number	000A439863
Date	Feb 6, 2024
Instrument	A439863

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 23, 2023
Property Address	327 3RD AVE NW, MILACA, MN 56353-1517
Document Number	000A434904
Instrument Date	Jan 19, 2023
Instrument	A434904
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15640 250TH PL, MC GRATH, MN 56350-4528

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,414.00 (+12.58%)	$136,500 (+2.48%) Land $36,000 Building $100,500	$136,500 (+2.48%) Land $36,000 Building $100,500
2025	$1,256.00 (-22.56%) Homeowner's exemption	$133,200 (+16.13%) Land $32,000 Building $101,200	$133,200 (+16.13%) Land $32,000 Building $101,200
2023	$1,622.00	$114,700 Land $28,000 Building $86,700	$114,700 Land $28,000 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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