35 Willow St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 35 Willow St, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1933
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Jan 2018)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 58.12-1-19`

Property Details

APN / Parcel Number

Primary APN	`422800 58.12-1-19`
Alternative APN	`280005801200010190000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,014 sqft
Upper Floors Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	35 WILLOW ST
City	SCHENECTADY
State	NY
Zip	12306-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,FMRM HOMELANDS 1 - 205,206 6.-440-25
Legal Subdivision	HOMELANDS ADDITION
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3007
Census Tract	33004

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.12-1-19

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35 WILLOW ST, SCHENECTADY, NY 12306-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SCOTIA
Aug 05, 2020	Quit Claim Deed, Transfer SEFCU
Jan 03, 2018	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2018 · Amount on Record
Deed Sale	Jan 03, 2018 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	2018491
Deed Book / Page	1978 / 902
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000022640
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	35 WILLOW ST, SCHENECTADY, NY 12306-3636
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009010
Date	Feb 28, 2017
Book Page	4744/940
Instrument	201709010

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 05, 2020
Property Address	35 WILLOW ST, SCHENECTADY, NY 12306-3636
Document Number	0000022640
Book / Page	002039 / 000152
Instrument Date	Jun 25, 2020
Instrument	22640
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	SMPR TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WILLOW ST ROTTERDAM NY 123063636, ROTTERDAM, NY 12306-3636

Mortgage

Document Number	22641
Date	Aug 05, 2020
Book Page	005010/000041
Instrument	22641

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 04, 2040

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 03, 2018
Property Address	35 WILLOW ST, SCHENECTADY, NY 12306-3636
Document Number	0000000491
Book / Page	001978 / 000902
Instrument Date	Dec 27, 2017
Instrument	491
Transaction Type	Transfer
Record Updated	Jan 09, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 PRINCESS TAYLOR LN ALBANY NY 122035840, ALBANY, NY 12203-5840

Mortgage

Document Number	492
Date	Jan 03, 2018
Book Page	004811/000282
Instrument	492

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 02, 2038

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00	$140,000 (-) Land $7,800 Building $132,200	$215,400 (+16.94%) Land $12,001 Building $203,399
2023		$140,000 Land $7,800 Building $132,200	$184,200 Land $10,263 Building $173,937

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 501 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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