34 Willow St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 34 Willow St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1968
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$70,000 (Jan 2016)
Tax Bill$5,528 (2026)
Deeds & MortgagesMay 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN422800 58.8-9-46

Property Details

APN / Parcel Number

Primary APN422800 58.8-9-46
Alternative APN
  • 280005800800090460000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area150 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address34 WILLOW ST
CitySCHENECTADY
StateNY
Zip12306-3647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,BF,OG HOMELANDS 1 - 207,208 6.-441-1
Legal Block9
Legal Lot Number46.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3001
Census Tract33004

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2016 · Amount on Record
Deed SaleJan 8, 2016 · Amount on Record
Prior SaleDec 14, 2015 · Amount on Record
Deed Document Number20161023
Deed Book / Page1929 / 274
Prior Transfer DateSep 29, 2015
Prior Transfer Doc0000055378
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateMay 20, 2026
Property Address34 WILLOW ST, SCHENECTADY, NY 12306-3647
Document Number0000011765
Instrument DateMay 18, 2026
Instrument202611765
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105

Mortgage

Document Number0000011765,
DateMay 20, 2026
Instrument202611765
Lender
NamePRESTIGE HOLDINGS LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 18, 2027
Interest
Rate2%
Max Rate-1%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,528.00 (+1.92%)
2025$5,424.00$148,000 (-) Land $7,800 Building $140,200$227,700 (+16.95%) Land $12,000 Building $215,700
2023$148,000 Land $7,800 Building $140,200$194,700 Land $10,261 Building $184,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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