35 Willard St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 35 Willard St, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,838 sqft · built 1987
Lot Size0.161 acres (7,018 sqft)
Owner2 Company Names on Record
Tax Bill$8,226 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNMELR M:0E4 P:0000043

Property Details

APN / Parcel Number

Primary APNMELR M:0E4 P:0000043

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,838 sqft Living Area
Gross Area3,402 sqft
Basement Area1,050 sqft
Unfinished Basement1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,018 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address35 WILLARD ST
CityMELROSE
StateMA
Zip02176-5526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group4
Census Block4010
Census Tract336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address35 WILLARD ST, MELROSE, MA 02176-5526
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address35 WILLARD ST, MELROSE, MA 02176-5526
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001987908
DateOct 29, 2025
Instrument1987908
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,226.00 (+17.01%)$717,200 (+1%) Land $427,900 Building $289,300$745,758 (+3.09%)
2025$7,030.00 (+3.73%)$710,100 (+4.04%) Land $427,900 Building $282,200$723,425
2024$6,777.00 (+4.58%)$682,500 (+9.74%) Land $400,300 Building $282,200
2023$6,480.00$621,900 Land $372,700 Building $249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Netafy
Fixed Wireless
520 / 116

May also be available: T-Mobile.

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