Middlesex County and Melrose City property record for 2 Willard St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,725 sqft · built 1920 |
| Lot Size | 0.339 acres (14,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jun 2016) |
| Tax Bill | $7,613 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0E4 P:0032=34 |
| Primary APN | M:0E4 P:0032=34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,725 sqft Living Area |
| Gross Area | 2,732 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 391 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,771 sqft (0.339 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2 WILLARD ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Legal Subdivision | PLAN 113L |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 336300 |
Source: Middlesex County and Melrose City records · APN M:0E4 P:0032=34
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 WILLARD ST, MELROSE, MA 02176-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 06, 2025 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jan 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FRANCES MITCHELL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2016 · Amount on Record |
| Deed Sale | Jun 15, 2016 · Amount on Record |
| Prior Sale | Jul 19, 2012 · Amount on Record |
| Deed Book / Page | 1419 / 144 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 WILLARD ST, MELROSE, MA 02176-5514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001971688 |
|---|---|
| Date | Feb 06, 2025 |
| Instrument | 1971688 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 WILLARD ST, MELROSE, MA 02176-5514 |
| Document Number | 0000070456 |
| Instrument Date | Jan 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000070456 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 70456 |
| Name | FRANCES MITCHELL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,613.00 (+4.62%) | $769,000 (+4.94%) Land $463,900 Building $305,100 | $860,035 |
| 2024 | $7,277.00 (+2.05%) | $732,800 (+7.07%) Land $434,000 Building $298,800 | |
| 2023 | $7,131.00 | $684,400 Land $404,100 Building $280,300 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 520 / 116 |
May also be available: T-Mobile USA.
Based on FCC filings for 723 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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