35 Whitney Ave, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 35 Whitney Ave, Lowell, MA 01850

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,022 sqft · built 1986
Lot Size	0.28 acres (12,194 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Apr 2026)
Tax Bill	$3,187 (2026)
Deeds & Mortgages	Dec 2021 Refinance Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T10450`

Property Details

APN / Parcel Number

Primary APN	`T10450`
Alternative APNs	`LOWE M:193 B:6350 L:35 U:35` `M:192 B:6350 L:35 U:35`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,022 sqft Living Area
Gross Area	1,533 sqft
1st Floor Area	511 sqft
Basement Area	311 sqft
Unfinished Basement	311 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,194 sqft (0.28 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T10450
Street Address	35 WHITNEY AVE
City	LOWELL
State	MA
Zip	01850-1322
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TTF
Legal Block	6350
Legal Lot Number	35
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5003
Census Tract	310200

Owner

35 Whitney Ave, a condominium, is owned by an individual who bought it in April 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	35 WHITNEY AVE, 33, LOWELL, MA 01850-1322
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METROWEST COMMUNITY FEDERAL CU
Oct 13, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) METROWEST COMMUNITY FEDERAL CU
Apr 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC
Sep 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jan 31, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	202612088
Deed Book / Page	40007 / 201
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	35 WHITNEY AVE, LOWELL, MA 01850-1322
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079262-228
Date	Dec 1, 2021
Book Page	79262/228
Instrument	260436

Lender

Name	METROWEST COMMUNITY FEDERAL CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	35 WHITNEY AVE, LOWELL, MA 01850-1322
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078896-581
Date	Oct 13, 2021
Book Page	78896/581
Instrument	224624

Lender

Name	METROWEST COMMUNITY FEDERAL CU

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	85 Months
Due	Nov 1, 2028

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 23, 2026
Property Address	35 WHITNEY AVE, LOWELL, MA 01850-1322
Document Number	040007-201
Book / Page	40007 / 201
Instrument Date	Apr 20, 2026
Instrument	2026.12088
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WHITNEY AVE, 33, LOWELL, MA 01850-1322

Mortgage

Date	Apr 23, 2026

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 15, 2023
Property Address	35 WHITNEY AVE, LOWELL, MA 01850-1322
Document Number	038072-144
Book / Page	38072 / 144
Instrument Date	Sep 15, 2023
Instrument	27367
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WHITNEY AVE # 35, 35, LOWELL, MA 01850-1322

Mortgage

Document Number	0000027368
Date	Sep 15, 2023
Instrument	27368

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 31, 2020
Property Address	35 WHITNEY AVE, LOWELL, MA 01850-1322
Document Number	33797-54
Book / Page	33797 / 54
Instrument Date	Jan 29, 2020
Instrument	4578
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WHITNEY AVE # 35, 35, LOWELL, MA 01850-1322

Mortgage

Document Number	4579
Date	Jan 31, 2020
Instrument	4579

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 35 Whitney Ave was $3,187, up 5.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,187.00 (+5.15%)	$280,800 (+6.36%) Building $280,800	$302,686 (-7.11%)
2025	$3,031.00 (+6.16%)	$264,000 (+10.14%) Building $264,000	$325,850 (+2.63%)
2024	$2,855.00 (+8.6%)	$239,700 (+13.23%) Building $239,700	$317,490
2023	$2,629.00	$211,700 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Whitney Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Whitney Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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