16 Whitney Ave, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 16 Whitney Ave, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,804 sqft · built 1880
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jan 2022)
Tax Bill	$7,822 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B10760`

Property Details

APN / Parcel Number

Primary APN	`B10760`
Alternative APNs	`LOWE M:172 B:6350 L:16` `M:000172 T:B10760`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,804 sqft Living Area
Gross Area	4,925 sqft
1st Floor Area	1,210 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	B10760
Street Address	16 WHITNEY AVE
City	LOWELL
State	MA
Zip	01850-1323
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Subdivision	LAND LOWELL
Legal Block	6350
Legal Lot Number	16
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5004
Census Tract	310200

Owner

16 Whitney Ave, a duplex, is owned and occupied by an individual who bought it in January 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 WHITNEY AVE, LOWELL, MA 01850-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2022	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Jun 10, 2021 · Amount on File
Deed Document Number	202263
Deed Book / Page	36687 / 171
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 10, 2026
Property Address	16 WHITNEY AVE, LOWELL, MA 01850-1323
Document Number	0000021978
Book / Page	40191 / 137
Instrument Date	Jul 9, 2026
Instrument	202621978
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WHITNEY AVE, LOWELL, MA 01850-1323

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 3, 2022
Property Address	16 WHITNEY AVE, LOWELL, MA 01850-1323
Document Number	036687-171
Book / Page	36687 / 171
Instrument Date	Jan 3, 2022
Instrument	63
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11 PARK ST, HAVERHILL, MA 01830-5961

Mortgage

Document Number	0000000064
Date	Jan 3, 2022
Instrument	64

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 10, 2021
Property Address	16 WHITNEY AVE, LOWELL, MA 01850-1323
Document Number	0035860-89
Book / Page	35860 / 89
Instrument Date	Jun 10, 2021
Instrument	34290
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CANTERBURY RD, WINDHAM, NH 03087-2240

Tax Assessment & Valuation

The 2026 property tax bill for 16 Whitney Ave was $7,822, up 4.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,822.00 (+4.43%)	$689,200 (+5.64%) Land $136,200 Building $553,000	$659,344
2025	$7,490.00 (+7.74%)	$652,400 (+11.77%) Land $127,300 Building $525,100
2024	$6,952.00 (+13.15%)	$583,700 (+17.99%) Land $119,000 Building $464,700
2023	$6,144.00	$494,700 Land $103,500 Building $391,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Whitney Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Whitney Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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